SmartVista for Fuel Retailers

The BPC Bank Technologies company, the supplier of payment solutions for the financial industry, started in the spring of 2014 the specialized solution of SmartVista for Fuel Retailers allowing fuel companies to get an additional profit quickly reacting to changes of market situation. This solution provides release and processing of fuel cards, development of comprehensive programs of loyalty and control of payment transactions. SmartVista for Fuel Retailers can be integrated with the different third-party systems.

SmartVista for Fuel Retailers allows owners of vehicle fleets to set certain limits on the amount of oil products (for example, to limit fuel quantity for each vehicle), to distribute the corporate amounts of a remaining balance between specific vehicles / drivers. Thanks to flexible system architecture fuel companies are capable to manage independently commodity groups, including to configure restrictions on each type of oil products and joint products. Limits and rules can be configured according to domestic policy of specific transport company — the client can "tie", for example, to the card limits on acquisition of auto chemical goods, food at gas station, services of car wash, prohibiting acquisition of alcohol and tobacco according to the corporate fuel card.

The solution of BPC is distinguished by the system of protection against fraudulent activity: in real time taking into account behavioral models any suspicious activity of users is traced: too frequent cases of gas station, atypical places of service, mismatch of fuel consumption and frequency of gas stations, etc. In case of identification of malicious actions a system can make the decision on a deviation of transaction or on blocking of the card. For ensuring additional safety of calculations fuel companies can implement the solution SmartGuard allowing to control 100% of the performed operations and to prevent fraudulent transactions even before their commission, emphasized in the company.

In the whole SmartVista for Fuel Retailers supports work with different types of products: fuel cards and coupons, cards of loyalty, tokens, also has potential of flexible configuration and a configuration of rules, limits and bonus schemes. A system gives an opportunity of remote control of cards in real time using mobile application and services of Personal account. In addition to ensuring processing of fuel cards, thanks to the solution of BPC the companies consumers will also be able to join different co-branded programs, to provide support of cards of Ministry of Railways of Visa and MasterCard, modern loyalty systems, integration with international fuel to systems, such as UTA, DKV, E100, etc.

SmartVista for Fuel Retailers gives an opportunity of charge of bonuses and also different settlement schemes and formation of discounts, including functions of return of a part of the spent amount, purchase of goods at a discount, free products and services, etc. The solution provides charge and use of the got points and bonuses in real time, allowing clients of fuel companies to seize at once the service opportunities at the specific operator of refueling station networks. Moreover, the solution of BPC is easily integrated in the existing IT environment for data processing about clients for development of individual programs of loyalty and also interacts with different external systems within co-branded programs, told in the company.

"at the C increase in number of the transport and logistic companies the need for convenient tools for payment of services of fuel companies and refueling station networks grows. SmartVista for Fuel Retailers is such solution. The flexible architecture provides a possibility of creation of different options of a configuration which meet individual business needs and consumers. Opportunities for work on this solution were already estimated by clients of the European countries, and we are convinced that fuel companies of the Middle East will soon join the commonwealth of clients of SmartVista" — said Dara O'Birn, CMO "BPC Bank Technologies".