Zolotaya Korona – Money transfers

Zolotaya Korona – Money transfers - service for sending money to any point of Russia, the CIS and foreign countries.

2019: Possibility of transfer of funds for the MasterCard cards of banks of Belarus

On January 30, 2019 the Zolotaya Korona company reported that receivers of money transfers Zolotaya Korona in Belarus will be able to enlist the funds for the cash card sent from abroad. The online service is available in mobile application Money transfers from Zolotaya Korona and on the official portal of the koronapay.com system. The project is implemented by Zolotaya Korona in partnership with JSC Belinvestbank.

According to the company, the receiver will be able to enlist the international money transfer Zolotaya Korona sent to Belarus on the bank cards payment system Mastercard (including Maestro and BELKART-Maestro) released by any Belarusian bank. Currency of transfer of money – Belarusian rubles.

Mobile application Money transfers from Zolotaya Korona (+6) is available to downloading in App Store and Google Play. After installation and authorization it is possible to make operation on transfer of transfer to the card quickly and conveniently. For this purpose only three simple steps will be required: select the option "Enlist on the Card", enter the Full Name of the receiver and data of the bank card. Means will be enlisted on the specified card. The same way it is possible to enlist transfer, using the web interface – on the official site of a system Zolotaya Korona of koronapay.com or koronapay.by.

For January, 2019 a minimum amount of the transfer available to transfer, – 20 Belarusian rubles. Within one day on the card it is possible to enlist no more than 2 transfers, within a month – no more than 10 transfers.

Zolotaya Korona works in Republic of Belarus more than 10 years, and for January, 2019 a system is provided in 146 localities in all territory of the country. In September, 2017 we provided service of online sending money transfers in Belarus, and for January, 2019 the possibility of remote transfer of transfer to the bank card of MasterCard of any Belarusian bank became available to receivers. Ivan Sitnov, director of "Zolotaya Korona — Money Transfers" service

Thanks to our partners – "Zolotaya Korona — Money Transfers" service, users satisfy the requirements as fast as possible and effectively, independently enlisting the received money on a payment card without visit of office of bank. Belinvestbank, in return, does not charge the fee for these transactions. Andrey Brishtelev, Chairman of the board of JSC Belinvestbank

2018: The volume of money transfers was 856 billion rubles (+9%)

In 2018 through "Zolotaya Korona — Money Transfers" service individuals make over 39 million transactions for the total amount of 856 billion rubles. In comparison with indicators of 2017 the gain by the number of transactions made 5%, and on turnover – 9%. Average amount of transfer was 21.8 thousand rubles.

In 2018 36 financial institutions from Russia, Georgia, Belarus became participants of "Zolotaya Korona — Money Transfers" service.

Money transfers Zolotaya Korona in steel are available in Germany, Estonia and Nigeria. Due to joining of new partners service infrastructure in Vietnam and the Czech Republic significantly grew. More than 1900 MegaFon cellular shops in all territory of the country joined the Russian network of Zolotaya Korona in 2018.

In addition to expansion of infrastructure of service of service, in 2018 active work on improvement of digital customer services of KoronaPay was continued. In particular, clients of a system in Russia Kazakhstan, Belarus Kyrgyzstan, Azerbaijan had an opportunity of operational transfer of money transfers on bank cards using mobile application Money transfers from Zolotaya Korona on platforms iOS and Android. At the end of 2018 the quantity of installed applications grew by 3.3 times and reached 2.8 million.

Based on the digital platform Zolotaya Korona creates a complex ecosystem for users: in mobile application such relevant services as term loans and repayment of the credits, payment of the labor patent and migration penalties are available. Customer needs are beyond only financial services, and Zolotaya Korona complements possibilities of an ecosystem with humanitarian functionality. The language online course which will help labor migrants to learn Russian became one of such services. The pilot project is already started and intended for citizens of Tajikistan.

In 2018 Zolotaya Korona was recognized the best money transfer system without opening of the account according to the results of a cross-industrial research of the market of payments "Money transfers of natural persons in Russia 2018" which is carried out by Frank RG company.

2017: Start of money transfers without opening of the account to Nigeria

On April 5, 2018 Zolotaya Korona announced expansion of geography of instant money transfers without opening of the account thanks to connection to service of the next direction — Nigeria.

Nigeria is the most populated African state and the largest African economy. Nigeria is also among the countries of the world — the main receivers of money transfers, taking in this list the fifth place with an indicator of $22 billion.

Remittances to Nigeria can be made at offices of all partner banks of Zolotaya Korona in Russia. Issue of transfers Zolotaya Korona in Nigeria is performed by 486 offices in 98 localities of the country, including the capital of Abuja and the million-plus cities of Lagos, Kano, Ibadan, Kaduna, Port Harcourt, Benin City.

A partner of Zolotaya Korona in Nigeria is the British payment system Funtech Global Communications.

Currency of sending money transfers to Nigeria — US dollars. Issue is performed in national currency Nigerian naira. The rate for implementation of money transfers Zolotaya Korona to Nigeria makes 1% irrespective of amount of transfer. Besides, the special offer — "The Rate of 0%" for currency transfers with converting at the rate of a system at the time of transaction works.

As of April, 2018, infrastructure of service of "Zolotaya Korona — Money Transfers" service contains over 61.5 thousand points in 35 countries of the world.

2016: Zolotaya Korona represents the online translation service

Money transfers Zolotaya Korona are available to users in an online format now. The service of instant money transfer from the bank card with receiving by cash in large-scale infrastructure of payment system can use both via the website, and using mobile applications.

Online translations Zolotaya Korona from the bank cards of Visa, MasterCard or Maestro emitted by the Russian banks with cash payment in points of a system Zolotaya Korona are available to users on the website of "Zolotaya Korona — Money Transfers" service and also through mobile applications to devices with operating systems of Android and iOS. Bank, issued the card, should support 3D Secure technology.

"We created the online translation service at numerous requests of our users, – Ivan Sitnov, the director of "Zolotaya Korona — Money Transfers" service comments. – The format of transfers card2cash is convenient and demanded therefore we implemented this opportunity for our clients and also tried to make it the safest and available. Sending transfer from the website or through mobile application takes only several minutes, and it is possible to receive it in any point of issue of transfers Zolotaya Korona - it is more than 49 thousand points in 26 countries. We aim to be closer to clients, and start of new service as well as possible confirms our commitment of this strategy".

The "Zolotaya Korona — Money Transfers" service gives an opportunity to users online – on the website and using mobile application, to send money transfers, to find the address of the next service point in wide partner infrastructure and also to learn the relevant status of the sent transfer.

The rate for sending online translation in rubles makes 1%, but not less than 50 rubles and no more than 1,000 rubles. When sending currency transfer the money transfer commission makes 0% on condition of currency conversion at the rate of a System at the time of sending transfer.

2015

According to information for July, 2015 the service guarantees:

• network of sending money transfers in retail chain stores Svyaznoy, Euroset, MTS, TNK-BP;
• specialized network of sending and issue of transfers through banks;
• transfer speed – it can be received in one second after sending;
• the bezadresnost – at a design of transfer needs to be specified only the country and the city where transfer goes. The receiver can select the most convenient for it issue item;
• low rates on transfers to the CIS and across Russia;
• SMS notification on the status of transfer;
• an opportunity to control a transfer status online on the website of service: www.perevod-korona.com.

The card of the sender of money transfers is made out once and stores information on the remitter and his partners – receivers of transfers. After obtaining the map it is not required to fill in the paper application form for sending transfer.

Sending transfer:

• The employee of bank/cellular shop takes the passport of the client, the card and money for transfer.
• Within several minutes transfer is made out. The passport, the map and the check with number of transfer return to the client. Number needs to be told the receiver.
• Transfer is complete, means it is possible to be given purposes of payment in the locality.

Sending transfer is in many respects similar to payment of cellular communication in booths with function of acceptance of cash:

• the card is inserted into the device of self-service and the PIN code is entered (it is issued when obtaining the map).
• the receiver is selected from the list of receivers (is defined at issue of the card).
• the transfer currency which will be issued to the receiver is selected.
• cash is entered to the receiver of notes (cash desks accept only Russian rubles, but issue of transfer can be performed also in other currencies).
• amount of transfer is confirmed.

The client receives the check on which number of transfer, amount of transfer and the receiver is specified. Transfer is complete. It can be received by a normal method, at office of any participating bank of the "Zolotaya Korona — Money Transfers" system.

The list of participating banks of "Zolotaya Korona — Money Transfers" service is available to this address.