"Kuban the Credit" connected card processing of PTs "KartStandart"

Specialists of the CFT Group together with employees of the bank "Kuban the Credit" completed in the spring of 2016 the project of migration of an issue portfolio of cards of international payment systems and acquiring infrastructure on processing KartStandart. The project is executed under sponsorship of the basic member of Visa and MasterCard – accounting non-bank credit institution Payment Center.

At a stage of preparation for migration the online integration from CORE BANKING SYSTEM bank allowing to perform information exchange between the core banking system and processing in real time was implemented and, as a result, to process requests of holders of cards as soon as possible. Within the project the bank performed connection of services 3D Secure Code and Verified by Visa which allow to use mechanisms of two-factor authentication 3-D Secure in payment process of purchases via the Internet. Also the bank was connected to an intelligent system a fraud monitoring which will allow to reveal suspicious and fraudulent bank card transactions in real time.

For the purpose of minimization of a downtime when switching ATMs of bank to processing KartStandart the complex integration circuit was organized. Therefore issue in number of more than 200 thousand cards and the ATM network numbering more than 300 devices without failures in service of holders of cards are successfully transferred to service in PTs "KartStandart".

On the party of bank it is going to unroll own bureau of personalisation which will give the chance independently to emit and personify cards for the clients. It will allow to reduce terms of transfer of ready maps to clients and to reduce cost value of their personalisation.