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Project

Smsfinance will estimate borrowers in social networks using NBKI service

Customers: Smsfinance

Financial services, investments and audit

Product: NBKI of Social Attributes and Social Link
На базе: Double Collection

Project date: 2016/03  - 2016/07


IFI of Smsfinance will estimate in addition solvency of potential borrowers on social networks using special service of the National Bureau of Credit Histories (NBCH) Social Attributes (SA). Now information on private borrowers from open data sources (social networks) will be transferred in the digitized type in decision making system of IFI of Smsfinance about issue of online loans. Respectively, the creditor has an opportunity more precisely to estimate credit risks at a stage of consideration of the request for providing an online loan.

Technologies based on BigData arrive within the existing IT infrastructure of NBKI that saves the creditor from costs for integration and allows to use an innovation in few days after making decision on connection to service.