NBKI Benchmarking

2019: Report "Benchmarking. Collecting"

For October, 2019 report "Benchmarking. Collecting" allows the creditor to estimate, his procedures of retail collecting are how effective, to optimize these mechanisms.

The NBKI makes the report for the customer on the basis of contrastive analysis with reference group of other creditors. Data on debt collection of individuals are provided by types of loan, the amounts and regions of issue, ranges of scoring and terms of delay in days. Each parameter is provided in dynamics for the last year. The report is offered in monthly, quarterly, semi-annual and single options of a subscription.

2017: Report Benchmarking

For April 17, 2017 Benchmarking - the report from structure the risk analytics, is focused on creditors - for acceptance of strategic and tactical decisions.

The report is submitted in the MS Excel format.

Subscription options:

• monthly (12 annual reports; 6 reports in a half-year; 3 reports in a quarter)
• quarterly (4 reports within a year with a three-months interval)
• semi-annual (2 annual reports with a six-months interval)
• one-time

230 indicators are presented in the report:

• Portfolio size
• Quality of a portfolio
• Quality of the entering population, approval levels
• Delays: an exit from delays (recovery) and quality of return (collection)
• The borrower's portrait by on
  • to Types of loan
  • to Loan amounts
  • to Age of borrowers
  • to Regions of Russia
  • to Ranges (baket) of scoring of FICO, etc.

Data are provided in general on the credits to individuals and by the credit products having the largest specific weight in structure of retail lending of Russia.

Each parameter is provided in dynamics for the last year.

All data are provided in the report on two groups – "" and "others". "Someone else's" data are calculated for group of competitive creditors.

Rules of formation of competitive group:

• Creditors should be comparable by the amount of business;
• The number of creditors in group – from the 3rd to 5.

The group forms the customer Otcheta independently, but demands obligatory approval of NBKI.