VTB implements a selfie authentication at offices of retail network

On October 27, 2017 the VTB Group announced project implementation of biometric authentication of clients on appearance at offices of retail network.

The expected economic effect of its implementation will be about 1.8 billion rubles on the horizon of five years. In December, 2017 the technology will be implemented at the first 20 offices in Moscow and area, St. Petersburg, Volgograd, Yekaterinburg and Vladivostok.

VTB Group (2017)

The technology of biometric authentication for appearance assumes that at visit of departments clients sign only electronic document revisions. In addition to traditional identification by the passport the bank suggests to be authenticated on the tablet. It will allow to confirm that this person signs the document. It is impossible to undergo this process far off. The technology will be applied at a design of cash loans, credit cards and deposits and also transactions within services for individuals.

The mechanism of use of biometrics on appearance is simple: at visit of office the client is authenticated on the tablet of bank, having independently made the photo. Further check on coincidence of biometric data of the client to the reference picture which was accepted earlier at execution of the electronic signature of the client for service in bank is automatically performed. In case of successful check there will be documents which need to be confirmed with the code received on the mobile phone. Further they will be sent to a personal account of Internet bank or to the client's e-mail.