Loco-bank Internet bank

2019

Embedding Circuit. Traffic light

On December 6, 2019 "Loco-Bank" reported that built in in internet-bank for business check of partners from the company SKB Kontur.

Using the Circuit service. The traffic light clients of bank can quickly estimate reliability of partners and in time cancel irrevocable payment. Service became available to more than 15,000 clients of bank absolutely free of charge.

The built-in check of the receiver of payment takes several seconds and allows to lower commercial and reputational risks. Users of Internet bank do not need to collect information on partners independently. It is enough to enter a TIN or the company name in a window of preparation of payment orders or in the reference book by partners.

Circuit. The traffic light automatically analyzes information from more than 30 open official sources: statements USRLE/Unified State Register of Individual Entrepreneurs, data on bankruptcy, enforcement proceedings, arbitration cases and another. Clients of bank see results of check in the form of three signals defining a risk degree — red, yellow and green. If the found information gets to a zone of risk and forces to doubt conscientiousness of the partner, the payer can postpone payment. Having clicked the Traffic light signal, it is possible to open the express report on check. He turns on details about financial and economic activity of the partner and the recommendation about reduction of risk of cooperation.

Service of check of partners along with online accounting or electronic document management firmly was included into a bank ecosystem for SME. The traffic light – the ready-made solution which is connected in Internet bank through API. Seamless integration with similar tools saves time of bank and allows to offer to clients comfortable working conditions, explains Evgeny Ivanchenko, the head of work with banks of SKB Kontur company

We are glad to announce start of service which organically added a product portfolio for our business clients. Circuit. The traffic light – the solution allowing to reduce significantly risks in daily work of the entrepreneurs who are serviced in Loco Bank. After fast check of partners in real time will make more simply decisions, in time to adjust the actions or to avoid cooperation with unreliable legal persons. Are sure that our clients will appreciate service,

Integration with Elba. Pass

On May 30, 2019 the SKB Kontur company announced end in Loco Bank to integration of Internet bank for business with service Elba. Pass from SKB Kontur. Service of online accounting became available to more than 15,000 clients of bank.

Loco-Bank became one of the first banks which built in Elba the Internet service. Pass. Service allows clients to hand over declarations STS in a window of Internet bank and to pay taxes, to receive letters and requirements from FTS, to be verified from tax and to use other tools. Formation of documents is automatic, on the basis of the statement on the checking account.

Elba. Pass helps banks to avoid expensive development and to be connected to already ready service.

We constantly expand and we develop a product line which help our clients to solve a set of business challenges in one place. Start of Elba. Pass, service of online accounting for business, is an important step in this direction. Service gives the chance to entrepreneurs considerably to simplify business processes and, at the same time, to save on services of the external accountant or the outsourcing company, noted Svetlana Godlina, the Head of the Digital Business block Loco Bank

In "big" Elba the reporting for employees, work with documents, combination of the tax modes is a lot of in total. Small entrepreneurs not always need it, and it is more convenient to work in one interface of bank with it. Therefore we decided to be risen to them on the other hand, commented Evgeny Ivanchenko, the head of work with banks of SKB Kontur

Loco-Bank and SKB Kontur will continue the cooperation, in the near future other products — " circuit.accounting " and " circuit.Elba " — will be integrated into Loco Bank Internet bank. Thus, clients of bank — legal entities and individual entrepreneurs — will be able to work with Loco Bank directly from any the accounting program, convenient for them.