InfoWatch Fintech

InfoWatch Fintech is the platform intended for implementation of automatic bank services on the party of bank, it is integrated with all widespread core banking systems and constantly develops thanks to connection of the most popular services. Tools of the platform allow to monitor change of bank regulatory base online.

2019

Service of financial analytics InfoBank

According to information for December, 2019 the service of financial analytics InfoBank quickly provides objective digital "portrait" of the client and allows banks in a convenient format to receive the financial statement and to process data according to requirements of the regulator, including Provision of the Bank of Russia of June 28, 2017 No. 590-P "About an order of formation by credit institutions of reserves on possible losses on loans, the loan and equated to it debt". But the most important is that professional judgment of loan granting or a guarantee is taken out within one hour and the solution is not influenced by a human factor (errors of employees of the bank, the incorrect analysis of reports, other documents, etc.).

Main functionality of service:

• unloading of necessary financial statements in the online mode, "in one click" in office 1C;
• formation of the validirovanny and signed with the EDS archive (FTP) containing the comprehensive information about the user;
• the FTP direction of the user in an office of an online service of bank or the partner for assessment of solvency and reliability;
• setup using the report generator of output forms with the created professional judgment of bank.

Now b2b-clients of bank can receive the majority of banking services remotely: create document packages for different needs; provide the financial and digital portrait to bank; manage access to the data, etc.

Description of opportunities and structure of InfoWatch Fintech

According to information for December, 2019 the InfoWatch Fintech platform allows bank quickly and just to reserve, open and operate accounts to clients for whom a system using service of financial analytics InfoBank was positive. "Good clients" can obtain a guarantee and the credit online, and the bank at the same time does not violate requirements of the regulator.

The platform integrates traditional banking services (settlement and cash services, the credits, guarantees) and additional non-bank services (online accounting, legal advice bureau, check of the partner, the module of financial monitoring). It allows any bank quickly and just to reserve, open and operate accounts to clients for whom a system using service of financial analytics InfoBank was positive. "Good clients" can obtain a guarantee and the credit online, and the bank at the same time does not violate requirements of the regulator.

The platform also includes a number of services for service of individual entrepreneurs and small business: opening of the account, payment transfer, obtaining bank guarantee, credit, possibility of currency exchange control, management of payments online.

The InfoWatch Fintech platform integrated with solutions of InfoWatch Group includes the wide list of the modern technologies necessary for providing safe perimeter of the enterprises.^[1]

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