Developers: | National Bureau of Credit Histories (NBCH), FICO |
Branches: | Financial services, investments and audit |
Technology: | BI |
"Scoring of bureau 3.0" – model of assessment of credit risk and forecasting of a default of the borrower on the basis of data from credit history. The developed by the FICO company specializing in creating applications in the field of predictive analytics, scoring model considers long-term international experience and the specifics of the Russian retail lending studied in an analysis result of nearly 200 million credits from NBKI base (data for March, 2020).