Developers: | Severgazbank (SGB Bank) |
Date of the premiere of the system: | 2020/04/27 |
Branches: | Internet services |
Technology: | Systems of remote banking |
2020: Implementation of online requests for consumer loans and mortgage
Now private clients do not need to visit offices of Severgazbank to submit the application for the consumer or mortgage credits. It can be done on the official site of severgazbank.ru bank. On the basis of requests from the website specialists of bank make the final decision on issuance of credit. The bank reported about it on April 27, 2020.
On Internet pages of credit products of bank the Submit the Application button when clicking which the client can independently zaregistirovatsya in the Personal account is placed and issue the request for a consumer loan or a mortgage. Also potential borrower fills out the electronic questionnaire and attaches the scan copy or photos of all necessary documents – documents for the purchased real estate, the identity certificate, an earnings record, etc.
On the basis of the documents transferred remotely the bank estimates solvency of the borrower and makes the final decision on crediting. Having got approval on the credit, the client needs to come to bank only once for signing of the loan agreement and receiving the corresponding product.
Clients can independently select the most suitable credit program of SEVERGAZBANK from the Personal account.
It is possible to use the Personal account without installing any special applications, via the browser of any electronic device connected to the Internet – the computer, the tablet or the smartphone.
Earlier the bank implemented the Personal account for mortgage partners – real estate agencies and builders who can together with the client at themselves at office fill out the request for a mortgage in SEVERGAZBANK for the subsequent remote consideration.
SEVERGAZBANK provides a broad spectrum of credit products for individuals, including different programs for consumer loans cash, to a mortgage. The bank issues a mortgage on the real estate in primary and secondary market, a family and military mortgage, performs refinancing of a mortgage of third parties.