The bank " Home Credit" uses Mobile POS technology

2020: Beginning of use of Mobile POS technology

The Home Credit bank simplifies a design of the POS credits in outlets. The bank reported about it on June 17, 2020. Now clients do not need to spend queue time to the credit specialist — it is possible to issue goods on credit or payment by installments directly on the smartphone or the tablet of the employee of shop.

The Mobile POS technology was developed by the company "Always. Yes". It works so: the client selects goods from a trading floor, and the employee of shop right there, on site, helps it to issue the credit or payment by installments. It is not necessary to scan documents – the employee will make a photo of the client and the passport of the smartphone. Then the request together with a photo of documents goes to consideration to banks for decision-making on the credit. The agreement is signed without papers — by the SMS.

Our bank watches closely developments in this sphere of POS-of crediting and quickly implements them in business. Use of Mobile POS technology — just such case. We consider that soon queues to credit tables in trading floors will consign to the past. And clients will be able conveniently and without excess waste of time to issue goods on credit or payment by installments directly at a show-window — Yury Andresov, the chairman of the board of Home Credit Bank comments.

The Mobile POS technology allows to send the credit request to 10 banks via the smartphone or the tablet at once and to sign the loan agreement without papers with those banks which support this process. For example, such as Home Credit Bank. It is our development for 100%. The client can issue the credit or payment by installments quicker and more conveniently. And the shop should not select the areas under a credit zone any more. They can be used directly – for exposure of goods. Undoubtedly, it will lead to growth of commodity and credit turnover of the retailer, at the same time and to growth of overall effectiveness of business — Oleg Garifullin, the CEO of the company "Always commented. Yes".

As specified TAdviser Home Credit bank, at the time of the publication of this material began to make out goods on credit from the mobile phone also such retail chain stores as iPort, Hoff.