"Sea Bank" launched the service of c2b-payments through SBP

2022: Launch of c2b translation service via SPB

The Maritime Bank, an industry bank for maritime and river transport enterprises, has launched a c2b transfer service for its customers through the Quick Payment System (SBP). The project was implemented using a set of solutions of the Financial Technology Center. This was announced by the CFT on March 14, 2022.

Now the bank's retail customers will be able to make purchases, and corporate customers will be able to accept payments using dynamic and static QR codes.

After registering in the Quick Payment System TSP - customers of SEA BANK (AO) get the opportunity to generate QR-codes using the developed CFT boat in. In the messenger Telegram Telegram interface, the following are carried out: generating a QR-code, viewing the status and history of payments, choosing a TSP account, returning payments.

The seller can provide the generated QR code to the buyer for scanning directly from the smartphone screen or send a link for payment. Payment is also possible using static QR codes - printed and placed for scanning by the buyer.

Payment of purchases according to the QR code is carried out by private customers of the bank in the mobile application "SEA BANK ONLINE" on the platform Faktura.ru. The core of the IT solution for connecting to the Express Checkout System is the Golden Crown Cloud Platform, an accredited TPP processor for SBP participants.

2020: Connection to SBP

Maritime Bank (JSC), an industry bank for maritime and river transport enterprises, has become another member of the Fast Payment System (SBP) with technological support from the Center for Financial Technologies. This was announced by the CFT on June 30, 2020.

Maritime Bank (JSC) became the 70th credit institution that joined the SBP and provided its customers with instant p2p transfer service by phone number. Incoming transfers are sent and validated by users in online banking channels (Internet bank and mobile applications) on the Faktura.ru platform, the Golden Crown cloud platform is used to access the operating and payment clearing center of the SBP, and transfers are credited to the PC KartStandard.

{{quote 'According to the Bank of Russia, as of June 1, 2020, about 16 million transactions worth 135 billion rubles were made through the SBP. The growing popularity of the SBP is explained both by joining the player system and the convenience of the service and its favorable conditions - transfers of up to 100 thousand rubles per month can be made without a commission. Thanks to cooperation with our technology partner, CFT Maritime Bank (JSC) has made a short-term connection to the Quick Payment System and is now happy to offer this service to its customers, "comments Antonina Giltz, Chairman of the Management Board of MARITIME BANK (JSC). }}

With the connection of each next bank, the fast payment service by phone number becomes available to an increasing number of users, which positively affects the development of the market. The SBP gradually but confidently provides through its ecosystem financial communications for all users, regardless of which bank they have accounts, "says Andrei Nadtochy, technical director of the Banking Self-Service Platform, Golden Crown service.