"Sber" conducted a pilot deal of preferential lending in the information system of digital services of the agro-industrial complex

2021: Conducting a pilot concessional lending transaction

Sber, together with Controller Tugou.Ru on December 2, 2021, announced a pilot transaction of preferential lending in the information system of digital services of the agro-industrial complex.

The pilot operation of the module "Preferential Lending" of the information system of digital services (IS CA) of the agro-industrial complex of the Ministry of Agriculture of the Russian Federation started, in the development of which Sber took part together with Controller Tugou.Ru. The first interaction on the application platform was tested together with the Gorky Agricultural Plant. The Sber provided financing in the amount of 50 million rubles.

The module "Preferential lending" of the agro-industrial complex digital services system will provide enterprises of the agro-industrial complex, as well as individual entrepreneurs and individuals with prompt access to the products of credit and financial organizations. The module will allow customers to apply for preferential loans and monitor the approval of applications in a single window. For federal and regional ministries, as well as the bank, the service will simplify and accelerate interaction, make it transparent, which in turn will lead to more complete development and accurate forecasting of the volume of subsidies for preferential lending. Due to the standardization of forms of interaction between regional executive bodies, manual operations and paper red tape are minimized. Sber and the Ministry of Agriculture presented the first version of this super service in June 2021.

{{quote 'author = said Sergey Melamed, Senior Managing Director, Director of Sberbank's Corporate Business Development Department. |

Participation in the digital transformation of agriculture is a strategically significant task for us. We want access to state support measures for the agro-industrial complex to become more convenient for our customers and expect that by the end of 2022 at least 50% of preferential loans will be provided in electronic form. And Sber's task is to provide customers of the agro-industrial complex with uninterrupted issuance of credit funds, which will be facilitated by the further development of the information system of the Ministry of Agriculture,}}

It is planned that more than 70 thousand agricultural producers, as well as banks, regional executive bodies and municipalities, will become users of the system. formations Enterprises will be able to choose the best state support measures for them based on the data digital profile of the agro-industrial complex subject. As of December 2021, the system is operated in pilot regions, and in 2022 all entities will connect to it. RUSSIAN FEDERATION

Шаблон:Quote 'author = noted Alexander Solodaev, General Director of JSC Agricultural Plant Gorky.

{{quote 'author = noted Aleksander Dmitriyev, Acting General Director of "Controller TuGou.Ru," General Director of "Clover Group." |

With the help of the portal of state support for the agro-industrial complex, adapted and for mobile devices, potential recipients will be able to centrally submit applications for state support. This will ensure the transparency of the process and will more accurately determine the real need for subsidies in the region. The process of receiving state support funds will accelerate - no more than 30 days from the moment the application is submitted. In the target state, the system will be integrated with the information systems of key state authorities, such as the Federal Tax Service, the Ministry of Finance, the FSSP, as well as the information systems of banks and Rosagroleasing, which will quickly receive various data necessary in the process of providing state support measures. For financial organizations, the implementation of the system will provide a channel for accepting applications of borrowers and interacting with them, reducing labor costs for bureaucratic procedures by transferring interaction with agro-industrial complex management bodies to electronic form,}}

2020: Development of concessional lending module

On August 28, 2020, Sberbank announced that it would develop a soft lending module for the Ministry of Agriculture. A subsidiary of Sberbank Korus Consulting CIS will carry out work on designing client scenarios and a user path in the concept of the future system. The general contractor of the Ministry of Agriculture of Russia is FORCE Center for Development LLC.

The system will allow agricultural producers to get operational access to products creditno-financial organizations, conclude transactions and submit reports to government agencies in electronic form. Thanks to the service, management bodies will be able to effectively control budget spending and monitor investment activity in the regions.

"The development of solutions aimed at digitalizing the public sector is one of our strategically important areas. Together with Sberbank, we are pleased to take part in the project and accelerate existing business processes by creating a convenient client scenario, "said Sergey Mashurin, head of Korus Consulting CIS.

The development of a soft lending module is part of the process of digital transformation of agriculture and the creation of a digital services system for the agro-industrial complex. Due to the introduction of digital technologies and platform solutions in the agro-industrial complex, most of the preferential loans are planned to be provided electronically by 2022.