Дом.РФ bank Mobile application

Main article: Mobile applications

2020

an Opportunity to issue consumer loans

The ДОМ.РФ bank announced on December 14, 2020 expansion of a possibility of mobile application – now clients can not only submit the application, but also obtain the credit. Thus in mobile application of bank the full stroke of crediting is implemented.

Digital transformation – principal focus in strategy development of ДОМ.РФ Bank, we aim to transfer to online all most popular services most quickly. Our clients already actively use opportunities for money transfer, payment of services and a remote design of products, we observe a stable gain of such transactions every month. Are sure that the convenient service on issue of consumer loans will also become popular with our clients, – the director of Retail products of ДОМ.РФ Bank Evgeny Shitikov told.

Payments on the credit are made also without visit of office and without the commission – through the digital platform using the debit card.

Implementation of payment by the QR code through "The system of fast payments"

The ДОМ.РФ bank implemented in mobile application payment by the QR code through the System of fast payments. The bank reported about it on November 13, 2020.

When using service money is charged off the account selected by the client without need to use the bank card or its details.

For commission of payment it is necessary to select payment from mobile application by the QR code through the System of fast payments, to scan the QR code which is displayed at the checkout using the mobile phone camera or it is printed on the check of shop, or it is displayed in the online order of online store. After that it is necessary to check the amount and the name of outlet – the receiver of payment and to confirm carrying out transaction. Some shops can place a QR payment code near cash desk, in this case after reading of the code, the client needs to enter manually a payment amount in mobile application before payment confirmation. Payment happens instantly, in real time money is charged off a customer account and arrives on a checking account of shop.

In the conditions of preserving of a difficult situation with a koronavirusny infection many retail stores headed for development of remote channels of service and non-cash payment methods. The ДОМ.РФ bank also pays to this question special attention. For the last year also services in mobile application became available to our clients additional options. An opportunity to pay purchases for the QR code – one of them. The current trend that more and more shops offer discounts and bonuses for payment by the QR code through the System of fast payments, and our bank aims to give to the clients all opportunities for commission of the most profitable and convenient purchases, – Evgeny Shitikov, the director of Retail products of ДОМ.РФ Bank noted.

According to Evgeny Shitikov, in the closest development plans for service – implementation for clients of ДОМ.РФ of a possibility of payment on the System of fast payments for benefit of legal entities on the made-out instant bills.