Diasoft and Contour: Automatic inspection, monitoring and analysis of risks under Law 115-FZ

Main article: Defining Business Intelligence

2020: Presentation of a solution for risk verification, monitoring and analysis

To offset the high probability of business risks, Diasoft and SKB Kontur proposed a comprehensive solution to fulfill the requirements of the "anti-washing law." This was announced on December 8, 2020 by SKB Kontur. Now users have the functionality of automatic verification, monitoring and analysis of risks under Law 115-FZ.

The solution is integrated into the information systems of banks, insurance, factoring, leasing, investment and other companies in the financial sector. Embedded in any IT architecture. In "24/7" mode, allows you to check customers when opening accounts and during the entire service cycle. Provides data for operational solutions by monitoring changes in risk factors. Users instantly get the necessary customer information, which is pulled up from the services Contour.Focus and Contour.Prism, including:

• registration data documents on legal entities and individuals;
• analysis of financial and economic activities;
• affiliates and related parties;
• final beneficiaries;
• the results of verification on special lists: sanctions, terrorists, public officials, refusals to conduct banking operations (according to the Regulation of the Central Bank of the Russian Federation dated 30.03.2018 No. 639-P);
• under the requirements of Law 115-FZ: results of client scoring; Customer Risk Assessment Questionnaire References to existing regulations.

In practice, risk assessments are often conducted separately from different sources. This entails high costs, labor costs. But the main thing is that there is no guarantee of the relevance of the information and full compliance with the requirements of the law. Mistakes are expensive. The solution of "Diasoft" and "Contour" allows you to solve the problem comprehensively, with high quality. Automate routine verification and analysis procedures, prepare reports for the regulator, reduce costs and release specialists for important tasks, said Maria Zheleznyakova, Kontur.Focus Implementation Project Manager

Among the features of the joint solution can also be distinguished:

• The ability of the user to work in one window in his IT system;
• Algorithm of checking and analysis of clients against specified risk markers;
• Flexible configuration of customer scoring according to internal control rules;
• Mass scoring and status monitoring on all customer lists.