| Developers: | M.Video-Eldorado |
| Last Release Date: | 2021/09/16 |
| Branches: | Trade |
Main article: Mobile applications
2021: Credit Platform Integration
M.Video-Eldorado September 16, 2021 announced the integration of the services of the credit platform, which it uses to issue loans in stores and online, into the consultant's working mobile application in the store. Thus, M.Video's customers will not need to undergo a separate procedure for issuing and signing an agreement in the credit zone - the entire process of concluding a transaction from the choice of goods to payment, including using borrowed funds, is available through the seller's smartphone anywhere in the trading room.
The technological solution, developed in partnership with the Director Credit, allows you to scan your passport by automatically filling out the fields of the short questionnaire quickly and without typos, instantly get the decision of the six, banks choose better conditions and sign documents paperless through sms confirmation. The whole process takes about 5 minutes. In order to ensure security, sms-signing is available for authorized customers in credit organizations, and also occurs with the personal presence of the buyer and the presentation of the original passport.
The service for September 2021 is available in 22 stores in Moscow. The company plans to scale the checkout of credit purchases through the seller's application, as well as expand the functionality of credit purchases in the client application. Four banks support a loan or installment in the application for September 2021: MTS-Bank PJSC, Renaissance Credit Design Bureau, OTP Bank JSC, Post Bank JSC, as well as two microfinance organizations: IFC Revo Mokka and FC AirLaws (Kvu). In the future, other financial partners of the retailer will join them.
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