RosDorBank connected to the c2b translation service using a QR code

2022: Connection to c2b translation service using QR code

On April 27, 2022, RosDorBank announced its connection to the c2b translation service using a QR code. Now RosDorBank customers can accept payments from individuals without using the terminal, cards and costs acquiring - according to the QR code. This opportunity became available thanks bank to the connection to the c2b translation service of the Express Checkout Systems (PSS) National Payment Card System (). NATIONAL PAYMENT CARD SYSTEM

To set up the SBP acquiring (c2b), it is enough for the RosDorBank client to issue a "PSP TSP Application" in the Bank-Client system. Within 2 hours, the bank will register it with the NSPK and send a QR code. The customer will only have to notify their customers about the availability of this payment method. To make a purchase using a QR code, the buyer only needs to read the code using a phone camera, and then simply confirm the payment on the formed application in the bank's application. Payment by QR code is free for buyers, and the seller instantly receives money in his account, which helps to avoid cash breaks.

This type of acquiring is suitable for any business, self-employed and individual entrepreneurs, while the purchase of special equipment for making payments is not required. Also, the commission on acquiring is significantly reduced - from the previous 2.3-2.5% to 0.4-0.7%. The size of the commission depends on the type of activity [trading 'trading]] point, for example, the commission 0.4% is set for the following activities:

• Consumer and consumer goods;
• medicines and medical products, dietary supplements;
• medical facilities;
• educational institutions;
• insurance companies;
• Telecommunications, information and postal services;
• management companies, mutual funds and investment funds;
• pension funds;
• transport;
• charities;
• HOUSING AND COMMUNAL SERVICES.

In addition, in accordance with the Decree of the Government of the Russian Federation No. 1103 of 30.06.2021, the bank returns the commission for payments under the SBP to small and medium-sized enterprises. To receive compensation, additional applications are not required, the bank independently makes all settlements.

There are several ways to organize payments: using a static QR code - the bank provides a reusable code that the enterprise provides to the client to pay for goods and services; using a dynamic QR code - the bank provides the enterprise with a one-time code for a specific purchase, which is displayed on the cash register or payment terminal screen, on the payment page when paying on the website, etc.