Blank: Clean reputation

Main article: Data mining Data mining

2023: Clean Reputation Service Launch

Bank for Business Blank launched the Clean Reputation service on November 15, 2023, allowing entrepreneurs to evaluate their business in accordance with key recommendations of the Central Bank in order to avoid possible 115-FZ blockages.

The service is based artificial intellectual AI on Compliance's own development. The service analyzes the activities of entrepreneurs in the bank for 90 days based on financial operations, tax load and transit ratio. After analysis, the service shows an assessment, and if the level drops below the norm, the bank shows recommendations, thanks to which the rating can be raised.

Changes in the requirements of the law and the provisions of the Central Bank are frequent, and new entrepreneurs do not always have time to track them. An error can be expensive: blocking maps or restricting access to Internet a bank. "Clean reputation" was created so that entrepreneurs could simply and conveniently assess their risks, - said bank Ekaterina Borshcheva, sales director for business at Blank.

The rating scale changes in real time, so an entrepreneur will always be able to see blind spots and, with the help of our recommendations, react in time to the risk of FZ-115 blocking.

The service will be relevant for entrepreneurs who, despite legal business, face blocking due to frequent transfers from business account to personal account. In particular, this category includes new entrepreneurs, those with several accounts, as well as entrepreneurs trading on marketplaces, and IT outsourcing and outstaffing companies.

The introduction of "Clean Reputation" is a continuation of the development of lyftech services of Blank, aimed at making life easier for entrepreneurs and helping them maintain love for their own business.