Smart Engines has introduced bank card recognition technology in the Tochka bank application

2024: Introduction of bank card recognition technology into the mobile application

mobile application Bank "Point" The recognition technology developed by bank cards specialists of the Russian AI company, Smart Engines which announced this on August 7, 2024, has been introduced. This functionality allows you to significantly increase the convenience and speed of entering data in the - Internet bank for sending remittances and replenishing accounts.

It will become easier and more convenient for customers of Tochka Bank to enter bank card data for conducting financial transactions in an Internet bank. The scanner automatically recognizes the bank card number and validity period in the video stream, which are then entered into the payment form. The entire procedure is performed on the phone and takes less than a second. The accuracy of card number recognition is 99.68%.

The ultra-light 4.6-bit neural network created by Smart Engines scientists recognizes card data from all payment systems in the world. The technology provides recognition of embossed, engraved and printed card details. The search for the card in the frame and its recognition are carried out at any angle, and the process itself is similar to scanning the QR code - it is enough for the user to show the bank card to the smartphone camera and then confirm the transfer.

In addition to recognizing bank cards, Smart Engines technologies are used in the bank's Point applications to scan QR codes when making payments and money transfers.