Remote identification of bank customers

• Unified Biometric System (EBS)
• Sberbank of the Russian Federation (customer identification system)
• Catalog of projects and solutions "IB - Authentication"
• Catalogue of Projects and Solutions "Biometric Identification"

2021: Banks in the Russian Federation ask for access to the database of the Ministry of Internal Affairs with a driver's license to provide services

March 9, 2021 it became known about the request of Russian banks to provide them with access to the base of the Ministry of Internal Affairs with a driver's license in order to provide financial services to the population.

As Izvestia writes with reference to the conclusion of the National Council of the Financial Market (NSFR) on the bill on expanding the simplified identification of citizens, it is proposed to provide access to organizations with the authority to carry out simplified identification. It is proposed to make connection to the bases of the Ministry of Internal Affairs by analogy with access to the bases of the Federal Tax Service, FIU and FOMS - to check the INN, SNILS and compulsory medical insurance policies .

The chairman of the NSFR, Andrei Emelin, explained to the newspaper that this need arose due to the lack of a different way for financial organizations to verify the authenticity of the driver's license. It is also noted that it is best for banks to have free access to the bases of the Ministry of Internal Affairs so as not to increase the growth of commissions and tariffs for customers.

Banks in Russia are asking for access to a driver's license database in order to provide financial services for them

The Central Bank supports this bill. However, the question of the practical implementation of the mechanism will require a separate study with the participation of interested state authorities.

The largest banks confirmed to Izvestia the need to access verified information about driver's license numbers.

Representatives of banks believe that currency exchange and the issuance of microloans on a driver's license will simplify the life of customers and expand the possibilities for providing banking services. At the same time, the degree of protection of rights as a document is weaker than that of a passport, experts say.

The innovation appears in order to strengthen control over the movement of funds of individuals. In particular, to remove various unidentified wallet users from the gray zone to reduce trafficking in drug trafficking and fraud in general, "said Timofey Perov, executive director of the Fast River financial technology platform.[1]

Notes