EASSZh Single automated system of insurance of housing

2019: Approval of rules for a system

At the end of July, 2019 the Government of the Russian Federation approved rules of work of a single automated system of insurance of housing a year later after adoption of law on its creation.

The Ministry of Finance, the Ministry of Emergency Situations, the Ministry of Internal Affairs, Rosreestr, the authorities of regions and the Central Bank will fill this system, and her operator appoints the All-Russian Union of Insurers (ARUI), RBC with reference to the copy of the government decree writes.

Russia approved rules of work of a single system of insurance of housing

State agencies will request necessary information from ARIA, and they are to submit it in time no later than 15 days. It is about such data as the list of the programs of compensation of damage participating in them insurers given about insurance contracts of housing, the size of an insurance sum, etc.

The Ministry of Finance will transfer to ARIA data on the amount of federal support to regions to compensation of damage to housing in connection with emergencies, the Ministry of Emergency Situations — about the fact emergency, Ministry of Internal Affairs and Rosreestr — the information about citizens and their housing, and the Central Bank — about insurers.

The single system of insurance of housing is created for information support of the organization of insurance of apartment houses, apartments and other premises.  Earlier in the Ministry of Finance said that the new mechanism will allow "increase efficiency in work on mitigation of consequences of emergency, adoption of necessary solutions on recovery of the damaged premises, payment of financial aid to victims, including in dangerous areas".

The law on a single system insurance of housing of citizens upon emergencies becomes effective on August 4, 2019. At the same time the new order of insurance begins to work. So, the authorities of each region will have the right to create own insurance programs of housing where interaction of insurers and regional authorities at compensation will be described to the population of damage from emergency — if the owner insured housing.^[1]

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