Bank 131

History

2025: Founder of FIX IT holding Dmitry Eremeev sold his stake in Bank 131 after falling under EU sanctions

The founder of the IT holding FIXDmitriy Eremeev officially left the capital of Kazan "Bank 131" and transferred his share to the co-founder of the credit institution Alexander Magomedov. The deal ended against the backdrop of the bank's inclusion in the European Union sanctions list on July 19, 2025.

The process of transferring the asset took about six months due to long coordination with the Central Bank of Russia. Eremeev explained his decision by focusing on international projects and the lack of participation in the operational management of a financial organization.

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Фото: FIX

The entrepreneur noted that leaving the bank's founders was the logical legal completion of its strategy. He expressed confidence in the further development of the bank under the leadership of Magomedov and wished the new owner success in managing the credit institution.

Alexander Magomedov, who became the new owner of Bank 131, has also headed the board of directors of the financial institution since April 2025. He has previously served as chairman of the board since the bank launched in 2019 and left the post in March. Since April, the board has been headed by Maria Khmyleva.

At the founding, Dmitry Eremeev owned 100% of the shares of Bank 131. The financial institution was included in the portfolio of projects created by IT holding FIX, specializing in technological solutions for the financial sector.

Bank 131 is positioned as a high-tech Russian private bank focused on providing transactional services to Russian and international businesses. The credit institution specializes in servicing international money transfers and cross-border payments.

In May 2024, the Bank received a basic license from the Bank of Russia to conduct banking operations with funds in rubles and foreign currency. According to the data for the first quarter of this year, the bank's capital is ₽2 billion.^[1][2]

2022: Election of members of the Board of Directors

On May 4, 2022, the powers of the previously elected members of the board of directors of Bank 131 LLC were terminated, including the following members: Yeremeeva D.N., Yeremeeva S.N., Yeremeeva N.O. On the same day, a new member of the board of directors of Bank 131 LLC was elected.

2019

"Bank 131," to which the Central Bank of the Russian Federation issued a license in the spring of 2019, will not have branches, its model involves the release of electronic wallets and cards tied to them to receive cashback in the framework of another project of the owner, businessman Dmitry Eremeev.

The sole founder of the bank is the founder of the FIX holding Kazan businessman Dmitry Eremeev. According to him, he will soon contribute 340 million rubles to the Central Bank, of which 40 million rubles. will be required for possible losses associated with the costs of creating a bank. FIX Group of Companies is an international holding and IT incubator specializing in the creation of electronic and mobile commerce projects, the extraction of Internet traffic, the development of high-load systems, informatization. One of the holding's projects is the ePN.bz cashback service, which allows you to earn cashback when buying partner goods through it (Alibaba, Ozon, Lamoda, etc.).

Service users receive cashback on cards of third-party banks. After the launch of Bank 131, it will issue electronic wallets and cards tied to them.

The bank will not be able to simply issue bank cards, since it does not have a license for deposits, thus, funds placed on Bank 131 cards will not be insured by the state, and the bank itself will not pay contributions to the deposit insurance fund.

The first clients of the bank will be users of the service ePN.bz. Mr. Eremeev himself announced "the presence of a loyal base of more than 3 million active users." After the launch of the bank, users will receive non-bank cards of Bank 131, where they will credit funds for making purchases and receive cashback. The bank will not have a network of branches and a large staff.

"There will be no deposits and loans," says Mr. Eremeev. "All funds will be placed on deposits with the Central Bank (return on deposits of the Central Bank overnight 6.75%), in addition, we will receive transaction income and share with customers