Econombank

CJSC Econombank operates on the basis of the General License N1319 issued by the Central Bank of the Russian Federation in 29.11.2002. It was founded in 1923. He has extensive experience in the financial market. Russia Member of MICEX, International Society. SWIFT The traditional area of ​ ​ capital investment is the real sector of the economy.

Activity indicators

2013

On December 23, 2013, the Expert RA rating agency confirmed the creditworthiness rating of Econombank CJSC at A "High creditworthiness level," the forecast for the rating is "stable."

2014

As of 01.10.2014, the total amount of the bank's assets amounted to 12854.4 million rubles, equity - 1575.4 million rubles, loan portfolio - 8475.7 million rubles, customer balances - 2183.5 million rubles. (according to RA Expert RA).

History

The commercial bank for reconstruction and development "Econombank" was formed as a share on December 29, 1990 on the basis of the state specialized Promstroybank of the USSR.

Objectives of creation: Performing banking operations for profit. KO is created without limitation of the period of activity.

On December 24, 1992, Econombank became a closed-type joint-stock company - the Joint-Stock Commercial Bank for Reconstruction and Development Econombank.

In 1992, Econombank, actively integrating into the global financial system, became a member and shareholder of the international consortium of banking communications SWIFT.

In 1992, the oldest banking service was revived - the rental of individual safes. The service is provided to both citizens and legal entities.

In 1992, the work of the Bank on the maintenance of operations on plastic cards STB CARD was completely debugged. The Bank installed and operated the only ATM in Saratov and the Saratov region, the services of which were used by more than 1000 customers.

Forming and improving the branch network, in 1993 the Bank opened three branches: in the Leninsky district of Saratov and in two large cities of the region - Marx and Balakov.

1993 - the beginning of the work of its own collection service.

1994 year - the number of clients of the Bank doubled and crossed the 150,000th line.

1995 - the first year of the Bank's work on the project of its own system of plastic cards of a new generation - smart, or SMART cards. The new card system was called the Volga.

On March 30, 1995, Econombank received the General License, which significantly strengthened its status and strengthened its business position in the region as an independent, universal Bank.

In 1996, the first trading terminals were installed in Saratov stores, with the help of which it is possible to make non-cash payment for purchases from the Volga card account.

In 1996, in the city of Rtishchev, the Bank opened a branch - the twelfth in an account.

In the spring of 1997, a new building of the Bank's branch in the Zavodsky district was commissioned.

Since April 17, 1997, the bank has been called the Closed Joint-Stock Company "Joint-Stock Commercial Bank for Reconstruction and Development" Econombank. "

1998 - during the August default period, the Bank did not suspend the payment of funds on deposits of legal entities and individuals in full and within the agreed period.

1999 - due to the phased transition of countries Europe to carry out settlements in euros, Econombank in 1999 was the first in the region to open accounts in a new currency in,, and banks Belgium Switzerland. Germany Russia

In order to successfully interact with clients, the Bank's specialists developed in 2000 a website representing Econombank in the world computer network. Internet

In 2001, a new building of the Bank's branch in Balashov was commissioned. The publication of a weekly corporate electronic newspaper has begun.

In 2002, in order to express gratitude to the clients of Econombank, interest in further cooperation and establishing personal contacts, the Bank conducted a campaign to deliver memorable "Certificates" to the most significant clients of the Bank.

In December 2002, a new member, Nizhnevolzhsky Commercial Bank OAO Saratov, joined the development of the Volga Payment System.

In 2002, the overhaul of the Central Office of the Bank was completed - the center of Saratov decorated the renovated building, and customers and employees received comfortable conditions.

In 2003, it marked the 80th anniversary of the Bank's history in Saratov. The Bank noted this anniversary date with the publication of the book "Continuous State Experiment," which assessed the historical heritage, formulated an understanding of the philosophy of business at the modern stage of its development for the general public. According to the results of the work for 2003, the 24 best employees of the Bank were awarded the Honorary Nominal Silver Badge of the Chairman of the Board of Econombank "For Diligence."

By the end of 2003, the construction of a new building of the Bank's branch in the Oktyabrsky district of Saratov was completed. 2003 was marked by active organizational construction at Econombank. A new configuration of the banking organization is prescribed. The Settlement Center was created and operates, the Department of Credit and Settlement Operations was formed on the basis of the Department of Investment and Credit and Settlement Operations, and the Department of Dealings Operations was formed as part of the Financial and Economic Department. Banking management has replenished the galaxy of young, promising managers.

In 2004, a modern software and hardware complex for making customer payments without the participation of the Bank's operators was successfully put into operation - the "payment and information kiosk," the Bank's own development of specialists.

The Bank has put into operation in the Central Office a system of money transfers in foreign currency without opening "CONTACT" bank accounts.

At the end of 2004, the bank launched a pilot project for lending to individuals receiving wages on Volga cards in overdraft mode on a card account.

In December 2004, the Bank entered the deposit insurance system (in the register of banks of participants number 287).

2005 - 15 years since the creation of the Bank. In 2005, for the convenience of customers, the bank acquired new office buildings for Volsky and Stepnovsky branches. All this was made possible thanks to the successful - profitable work of the bank. In 2005, the bank earned 55 million rubles in profit.

In 2005, a large-scale project was launched to deploy a network of payment kiosks. The retail direction was strengthened by the opening of 9 additional operating cash desks in various areas of the city of Saratov.

In 2006, the customer service network expanded - 2 new cash desks, 1 additional office were opened, a branch of the bank in the Stepnoye district began customer service in the new premises. The Bank's telephone information service has become operational.

In 2007, branches in Saratov and Engels went to work on Saturday and Sunday, branches in the cities of the region began to work with an extended mode of work on Saturday.

On November 2, 2007, Expert RA Rating Agency assigned CJSC Econombank a credit rating of B + (acceptable level of creditworthiness with stable prospects).

On August 19, 2009, the Expert RA rating agency upgraded the creditworthiness rating of Econombank CJSC to B++ "Acceptable creditworthiness level."

On December 26, 2011, the Expert RA rating agency upgraded the creditworthiness rating of Econombank CJSC to A High Creditworthiness Level. The forecast for the rating is "stable."

In August 2012, the Bank began issuing international plastic cards "MasterCard."

August 2012. The first payment kiosk with a coin acceptor has been installed in Saratov, providing the possibility of paying a wide range of payments. In total, the Bank installed 95 payment kiosks in Saratov and the Saratov region.

On December 4, 2012, Expert RA rating agency confirmed Econombank CJSC's creditworthiness rating at A High Creditworthiness Level. The forecast for the rating is "stable."