Econombank

ZAO Econombank operates on the basis of the General N1319 License issued by the Central Bank of 29.11.2002 Russian Federation in 1923. He has extensive experience in the financial market. Russia Member of the MICEX, International Society. SWIFT The traditional sphere of capital investment is the real sector of the economy.

Performance indicators

2013

On December 23, 2013, the Expert RA rating agency confirmed the creditworthiness rating of Econombank CJSC at the A level "High level of creditworthiness," the forecast for the rating is "stable."

2014

As of 01.10.2014, the total amount of the bank's assets amounted to 12854.4 million rubles, equity - 1575.4 million rubles, loan portfolio - 8475.7 million rubles, balances on customer accounts - 2183.5 million rubles. (according to RA Expert RA).

History

The Ekonombank Commercial Bank for Reconstruction and Development was formed as a unit on December 29, 1990 on the basis of the state specialized Promstroybank of the USSR.

Creation objectives: Banking for profit. The KO was created without limiting the term of activity.

On December 24, 1992, Ekonombank became a closed joint-stock company - Ekonombank Joint-Stock and Commercial Bank for Reconstruction and Development.

In 1992, Econombank, actively integrating into the global financial system, became a member and shareholder of the SWIFT international banking communications consortium.

In 1992, the oldest banking service was revived - the provision of individual safes for rent. The service is provided to both citizens and legal entities.

In 1992, the Bank's work on servicing operations on STB CARD plastic cards was fully debugged. The Bank installed and operated the only ATM in Saratov and Saratov region, the services of which were used by more than 1000 customers.

Forming and improving the branch network, in 1993 the Bank opened three branches: in the Leninsky district of Saratov and in two large cities of the region - Marx and Balakov.

1993 - the beginning of the work of its own collection service.

1994 year - the number of the Bank's clients doubled in a year and crossed the 150 thousandth milestone.

1995 - the first year of the Bank's work on the project of its own system of new generation plastic cards - smart, or SMART-cards. The new card system was called Volga.

On March 30, 1995, Econombank received a General License, which significantly strengthened its status and strengthened its business position in the region as an independent, universal Bank.

In 1996, the first trading terminals were installed in Saratov stores, with the help of which it is possible to make non-cash payment for a purchase from a "Volga" card account.

In 1996, in the city of Rtishchev, the Bank opened a branch - the twelfth in a row.

In the spring of 1997, a new building of the Bank's branch in the Zavodsky district was commissioned.

Since April 17, 1997, the bank has been called the Closed Joint-Stock Company Joint-Stock and Commercial Bank for Reconstruction and Development Ekonombank.

1998 - during the August default period, the Bank did not suspend the payment of funds on deposits of legal entities and individuals in full and within the agreed period for any day.

1999 - due to the phased transition of countries Europe to settlements in euros, in 1999 Econombank was the first in the region to open accounts in a new currency in,, and banks Belgium Switzerland. Germany Russia

In order to successfully interact with clients, the Bank's specialists in 2000 developed a website representing Econombank on the worldwide computer network. Internet

In 2001, a new building of the Bank's branch in Balashov was commissioned. The publication of a weekly corporate electronic newspaper has begun.

In 2002, in order to express gratitude to the clients of Econombank, interest in further cooperation and establishing personal contacts, the Bank conducted a campaign to present commemorative "Certificates" to the most significant clients of the Bank.

In December 2002, a new member, Nizhnevolzhsky Commercial Bank, Saratov, joined the development of the Volga Payment System.

In 2002, a major overhaul of the Bank's Central Office was completed - the center of Saratov was decorated with a renovated building, and customers and employees received comfortable conditions.

In 2003, the Bank celebrated its 80th anniversary in Saratov. This anniversary date was marked by the publication of the book "Continuous State Experiment," which assessed the historical heritage, formulated for the general public an understanding of the philosophy of business at the current stage of its development. According to the results of the work in 2003, the 24 best employees of the Bank were awarded the Honorary Silver Badge of the Chairman of the Management Board of Econombank "For Diligence."

By the end of 2003, the construction of a new building of the Bank's branch in the Oktyabrsky district of Saratov was completed. 2003 was marked in Econombank by active organizational construction. A new configuration of the banking organizational structure has been spelled out. The Settlement Center was established and operates, the Department of Credit and Settlement Operations was formed on the basis of the Department of Investments and Credit and Settlement Operations, and the Department of Dealing Operations was formed as part of the Financial and Economic Department. Banking management has joined the galaxy of young, promising leaders.

In 2004, the Bank successfully put into operation a modern software and hardware complex for making payments to customers without the participation of the Bank's operators - a "payment and information kiosk," the Bank's own development of specialists.

The Bank put into operation in the Central Office a system of money transfers in foreign currency without opening bank accounts "CONTACT."

At the end of 2004, the Bank launched a pilot project for lending to individuals receiving wages on Volga cards in overdraft mode on a card account.

In December 2004, the Bank entered the deposit insurance system (in the register of member banks number 287).

2005 - 15 years since the Bank's establishment. In 2005, for the convenience of customers, the bank acquired new office buildings for the Volsky and Stepnovsky branches. All this became possible thanks to the successful - profitable work of the bank. In 2005, the bank earned 55 million rubles in profit.

In 2005, a large-scale project was launched to deploy a network of payment kiosks. The retail direction was strengthened by the opening of 9 additional operating cash desks in various areas of the city of Saratov.

In 2006, the customer service network expanded - 2 new cash desks, 1 additional office were opened, a bank branch in Stepnoye district began serving customers in the new premises. The Bank's telephone information service began to function.

In 2007, branches in Saratov and Engels switched to work on Saturday and Sunday, branches in the cities of the region began to work with an extended mode of operation on Saturday.

On November 2, 2007, Expert RA Rating Agency assigned CJSC Econombank B + creditworthiness rating (acceptable level of creditworthiness with stable prospects).

On August 19, 2009, the Expert RA rating agency upgraded the creditworthiness rating of Econombank CJSC to B++ "Acceptable level of creditworthiness."

On December 26, 2011, the Expert RA rating agency upgraded the creditworthiness rating of Econombank CJSC to A High Level of Creditworthiness. The outlook for the rating is "stable."

In August 2012, the Bank began issuing international MasterCard plastic cards.

August 2012. The first payment kiosk with a coin receiver in Saratov has been installed, which provides the ability to pay a wide list of payments. In total, the Bank has installed 95 payment kiosks in Saratov and the Saratov region.

On December 4, 2012, the Expert RA rating agency confirmed the creditworthiness rating of Econombank CJSC at the A level "High level of creditworthiness." The outlook for the rating is "stable."

2026: Ex-head Matvey Suslov received 12 years in prison for embezzlement

In mid-January 2026, it became known that the Saratov Regional Court found the former chairman of the board of Econombank Matvey Suslov guilty in the case of embezzlement of more than 1 billion rubles. Several top managers of the credit institution were also in the dock. Read more here