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History
2022
US sanctions
On April 20, 2022, the US Treasury Department imposed sanctions against 40 Russian legal entities, including Transcapitalbank (TKB), which serves as the clearing house of the Hello payment system, which was registered by the Central Bank of the Russian Federation a few days earlier. More details here.
Start Payment System
In April 2022, the Central Bank of the Russian Federation registered a new payment system - Hello. The service operator is Transcapitalbank, which, according to February 1, 2022, ranked 38th in assets among Russian credit organizations.
The fact that the Central Bank of the Russian Federation entered Hello in the register of payment systems, RIA Novosti reports with reference to the materials of the regulator. According to the project website, Hello is a collection of payment services and organizations that interact according to the rules of the payment system in order to carry out money transfers.
The rules for using the payment system and tariffs are available on the website rules.helopay.online. The tariffs indicate five categories of transfers: within Russia, transfers using bank card details, payment in favor of legal entities for goods, works, services, cross-border and transit transfers without opening an account, as well as transfers from legal entities in favor of individuals.
E-mail LLC "Hello" is registered in the domain of the gold miner "Highest" (GV Gold). The company's office is located in the same building where several structures of the Highest and its shareholders are registered, Interfax notes. In particular, structures of the chairman of the board Lanta-bankasergey Dokuchayev, his deputy Natalia Opaleva and the CEO Valerian Tikhonov belonging to them "LT-Resource". The "Highest" declined to comment to the agency.
Cross-border transfers, for example, Hello plans to make in several currencies: rubles, dollars, euros and yuan. The commission for clients for such a transfer will be from 0% to 6% of the transfer amount or a fixed amount from 0 to 6 thousand rubles, 300 dollars, euros or yuan.
If the new payment system finds a place in the market, then it will be excellent, said Alma Obaeva, chairman of the board of the non-profit partnership National Payment Council.[1]