Tatarstan Social Development Bank (Tatsotsbank)

History

2022: An error in the software led to a leak of 50 million rubles

In January 2022, it became known that due to problems in the application, more than 50 million rubles "leaked" from Tatsotsbank's accounts. The bug was unusual - the money left the account, but the account was not reduced. The storekeeper used such endless money. She sent the transfer, but the money remained on the card. The woman turned several more times, so she got rich by 2 million rubles. To return the stolen storekeeper had to take out a loan. Later it turned out that 50 million rubles from the bank in the same way brought out fifty people.

2021: Error in Tatsotsbank interbank transfers at a price of 27.6 million rubles

In June 2021, a former player of the Russian national field hockey team Anton Kornilov (pictured on the left) and his friend 31-year-old third-year student of the Volga Industrial and Technological College Albert Bektemirov were charged with fraud and theft.

For a year and a half, by mobile transfers, men stole 27.6 million rubles from Tatsotsbank Bank - they withdrew 100 - 600 thousand rubles a day. The last criminal transfer is dated June 9, 2020.

The theft plan was joint: Bektemirov issued an application for the transfer of money in the Halva mobile application, then simply entered security codes from Sovcombank, as a result, Sovcombank funds did not reach the recipient bank (Tatsotsbank). But at the same time, the virtual "advance" credited by the injured bank itself was at the disposal of Tatsotsbank's client, Kornilov.

The fact is that the international and Russian electronic payment systems with which banks work provide for the possibility of mobile online transfers with almost instant crediting of funds to the account (including hundreds of thousands of rubles). At the same time, the actual transfer to another bank or store can take up to three days. Often banks do not wait for this time, so they use technical "advances." The receiving bank, in anticipation of the transfer promised by the system, itself deposits the specified amount of the transfer to the card of its client.

Tatsotsbank learned about what is happening in June 2020, when more than 51 million rubles were owed on technical accounts. An internal audit of the bank found neither traces of hacking systems, nor grounds for claims to bank employees.

During the audit, data were also found of other fraudsters who used mechanics. There are 48 people in total, but not everyone was prosecuted. Representatives of the bank claim that many of them are just one-time mistakes.

Anton Kornilov said in court - he does not recognize either the prosecution or the civil lawsuit. At the start of the investigation, he admitted that he had withdrawn funds from the card at the request of a friend. In turn, Albert Bektemirov partially pleaded guilty.

The defendants managed to compensate part of the damage to the TSB, but how much is not reflected in the prosecution. The only thing is the arrested property bought by a relative of Bektemirov during the period of operations. The representative of the TSB bank in court evasively replied that the technical error has already been eliminated.