"In comparison with relevant market situation in the developed countries of the world outsourcing of IT services is quite poorly developed in Russia. Unfortunately, in our country so far there are not a lot of companies which actually consider costs for IT in terms of efficiency for business, look for right balance between the number of salaried employees and personnel on outsourcing. Migcredit, along with other innovative companies, uses advanced technologies of creation of IT who most meet business needs and, finally, promote improvement of customer service quality" — Anton Zvyagintsev noted.