AXELIT lCalc
AXELIT company together with All-Leasing.ru started a free network resource – the AXELIT lCalc business calculator intended for determination of efficiency of the credit and leasing.
| Developers: | AXELIT |
| Technology: | Office applications |
Credit and leasing AXELIT lCalc calculator (Akselit elkalk)
AXELIT lCalc is easy to use, though contains the difficult algorithm of calculation considering leasing/credit subject parameters (property value, a depreciation rate, a useful life), features of the transaction (the size of advance payment, a loan interest rate, an insurance rate), external factors (rates of taxes, a refunding rate, limit coefficient).
The algorithm of the credit and leasing AXELIT lCalc calculator considers:
- for leasing – all standard components of leasing payment: leasing subject cost, percent on the credit, commission of LK, taxes, insurance, size and order of offset of advance payment;
- for the credit – the total cash flow created of supplier payments and to bank, taxes, an insurance and the other payments paid by the borrower independently.
The user of lCalc can consider parameters of own business, having set the rate/coefficient of discounting for comparison of financial instruments by method of the discounted cash flows, i.e. comparison of present value of financing. For the majority of parameters values by default are offered, but each of them can be changed according to the situation.
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