Abanking and SafeTech: Paperless office

Main articles:

• CRM (Customer Relationship Management System)
• Mobile applications
• legally significant document flow
• EDMS (more detailed)

2021: Inclusion in the Unified register of the Russian programs

The joint product of the company Abanking and SafeTech, residents Sokolkov fund - Paperless office is entered in Unified register of the Russian programs for electronic computers and databases. On February 2, 2021 the SafeTech company reported about it.

Solutions are the cornerstone of technology of digital services from Abanking and a software package for confirmation by the user of transactions in a system remote banking (RBS) and electronic document management from SafeTech. Use of "paperless office" will allow clients bank to make out products completely remotely and to sign documents with the help smartphone. Safely and legally significantly.

The paperless office is a mobile application with the built-in technology of the mobile signature. The bank sends to the client to mobile application a document package, the client receives the push-notification, goes to the application and signs documents directly on the smartphone.

And it will be legally significant document flow. Keys of the electronic signature are created directly in the smartphone of the client and stored in special area in encrypted form. SMS and push-notifications which can be intercepted are not used. Safety, control of authorship and integrity of the signed transactions is ensured.

This domestic development was included in the register of the Russian software - everything logically and naturally. For clients and partners of integrators notable advantage, in a type of 0% of the VAT for licenses, told Nikolay Adeev, board No. 1 in Abanking

Paperless technologies and processes will allow to cut down expenses on the organization of digital customer interaction, to simplify services and to increase their convenience. And now it is available to everything, thanks to inclusion of Paperless office in the register of domestic software. For us it is the first step to big development of the direction, noted Darya Verestnikova, the commercial director of SafeTech

2020: Announcement of the joint solution Abanking and SafeTech "Paperless office"

The companies Abanking and SafeTech, residents Cluster of information technologies of Skolkovo Foundation, presented the solution — Paperless office. On July 17, 2020 reported about it Skolkovo Foundation In to its basis technologies of digital services from Abanking and software package for confirmation by the user of transactions in a system remote banking (RBS) and electronic document management from SafeTech lie. The solution will help to banks to transfer completely customer interaction to online, to refuse paper and to save hundreds of million a year.

Abanking Paperless office is a mobile application with the built-in technology of the mobile signature. It works as follows: the bank sends to the client to mobile application a document package, the client receives the Push-notification, goes to the application and signs documents directly on the smartphone.

And it will be legally significant document flow. Keys of the electronic signature are created directly in the smartphone of the client and stored in special area in encrypted form. SMS and Push-notifications which can be intercepted are not used. Safety, control of authorship and integrity of the signed transactions is ensured. The history of signings and document packages are available in the Personal account of the client and mobile application.

Paperless technologies can be applied also at offices of bank, replacing process of preparation of paper documents with office tablets using the "screen" signature which will be deleted before leaving of the client. Always to work far off, it will be required to new clients of bank only once — at internal identification — to vise the act of recognition of the issued signature.

The solution is most adapted for quick start in the operating infrastructure of bank. In delivery there is all item collection, both for independent use, and for integration with RBS channels. Potential from implementing solution even in banks of the average size is calculated by tens of millions of rubles of economy a month. And for banks from top-50 the effect proved by market benchmarks can reach one billion rubles a year.

With Abanking company at us very interesting collaboration turned out. Using our joint solution customers – the banks and the companies providing services in digital channels will be able to construct full customer interaction on their smartphones. At the same time the bank will have all information from what device whom when what key signs documents of clients. Electronic documents can be sent for any check in any state body, and it will be absolutely legitimate and legally significant.

Banks spend up to 250 rubles for paper maintenance of process of opening of settlement and cash services of one client. Paperless technologies will allow to lower operating costs of paper, service of office equipment and also of logistics and archive storage.

I am glad that Skolkovo companies integrate the technologies and put on the market joint solutions. Paperless office - reality of the banking market. I hope, the technology of our residents will help banks to reduce operating costs, to optimize business processes and at the same time to attract clients.