Developers: | Alfa-Bank Russia |
Last Release Date: | 2022/02/07 |
Branches: | Financial Services, Investments and Auditing |
Technology: | Remote Banking Systems |
Content |
Main article: Mobile applications
Alfa-Mobile is a mobile bank developed by Alfa-Bank.
2022: Ability to update passport data in the mobile application
Alfa-Bank offered customers the opportunity to update passport data directly in the mobile application. The service allows you to update the data if a document has been replaced when you reach 20 or 45 years old, lose your passport or for other reasons - for this you do not need to come to the office on purpose. This was reported on February 7, 2022 by Smart Engines.
To update the data, you need to open the bank's mobile application, select "Passport" in the "My data" section of the profile and place the passport in front of the smartphone camera. First, the main spread of the passport (2 and 3 pages) is recognized, then the page with information about previously issued passports is scanned. The customer then confirms the data and it enters the bank system.
Passport data recognition is performed in real time. Images with personal data are not transferred for processing to third-party services and are sent immediately to the bank. It is safe for both the customer and the bank. The solution was implemented in conjunction with Smart Engines through the use of algorithmic intelligence. Such algorithms minimize the carbon footprint and take care of the environment.
2018: Cards released via mobile app
Alfa-Bank customers received the opportunity to instantly order and issue debit cards in the Alfa-Mobile mobile application. The card can be immediately added to Apple Pay and paid for purchases using a smartphone wherever contactless payment terminals are installed, in applications and on sites on the Internet, Alfa-Bank reported on April 10, 2018.
Bank customers who issue such a card have the opportunity to withdraw cash and replenish their account using ATMs that support contactless payment technology. MasterCard
Instant card issue in the application is a technology that allows Alfa-Bank customers to order and start using the necessary bank card in less than a minute. In addition to mobile application Alfa-Bank, the card can be ordered at any branch, by phone and. Internet bank The client will instantly receive a notification on his screen. smartphone Apple The map will become available in the Alfa-Mobile application in a couple of seconds. The client just needs to follow the link from the notification and link the selected card to Apple Pay to start using it to pay for any goods and services.
If necessary, the client will always be able to physically receive a card at the nearest Alfa-Bank branch, which he indicated when ordering the card, or using a courier - at a time convenient for him.
Customers can instantly issue previously approved credit cards. Instant ordering and issuing credit cards will make it possible to make purchases without leaving the store, standing in line for the cashier.
During 2018, Alfa-Bank plans to optimize this technology. In the near future, the functionality will become available to bank customers using smartphones on the basis. operating system Android
2016: "Alfa-Business Mobile": account recognition by photo
On January 21, 2016, Alfa-Bank announced the inclusion of additional functions in the mobile application for entrepreneurs - account recognition by photo.
Company leaders and business owners gained access to recognize account parameters and form a payment order by photo or from electronic documents, Touch ID authorization and "easy payment" to an individual inside the bank.
author = Kirill Karev, Alfa-Business Mobile Project Manager at Alfa-Bank Every day, our customers receive invoices from their counterparties electronically and on paper. Quickly turn the document into a payment order and automatically fill in the fields necessary for payment is an urgent task that we have solved. |
The bank's customers have the opportunity to open invoices for payment in electronic formats PDF, DOC, DOCX, XLS and XLSX from any communication application:, WhatsApp Viber, mail clients and others. After opening the document using Alfa-Business Mobile, the account is automatically recognized and turned into a payment order, which can immediately be sent to the bank for payment. The feature is available to owners smartphones on platforms and. iOS Android
The account can be photographed or you can select a photo from the gallery. smartphone To automatically recognize an account by photo, the client can enter the Alfa-Business Mobile application, select "Payment to the counterparty," click on the camera icon, take a picture of the account or select from the available photos. The account parameters will be converted into payment order data, the payment of which will only be confirmed SMS by the -code.
To recognize the account, the smartphone must have an Internet connection. In case of ambiguous interpretation of data in any field, the application will highlight it in red, offering to check the information.
Other features have been added to the Alfa-Business Mobile version. For the convenience of users, the bank's developers use the capabilities of modern smartphones. For example, user authorization in an application through the Touch ID function, available to owners of devices on the iOS platform.
The application simplifies the transfer to individuals - customers of Alfa-Bank. To send a payment, just specify one of the recipient's parameters: e-mail, phone number, card or account.
2015: Alfa-Mobile modernized
On August 4, 2015, Alfa-Bank announced the modernization of Alfa-Mobile[1] product[1]
The improvements affected the payment of mobile communications - the phone number is now automatically substituted from the address book when entering the first digits of the number, navigation in the application - now one "swipe" is enough to return to the previous screen, and working with accounts that can now be renamed and named how convenient the user is.
Screenshots of the application window, 2014
The map-to-map translation menu displays the current map balance. In addition, you can now scan cards to make a transfer in the pre-authorization zone.
"Weimplement these and other options at the request of our customers, who thus participate in the creation of their mobile bank. Constant small improvements bring us closer to a big goal - a convenient banking service in the phone, "said Andrey Aleksakhin, Head of the Department for the Development of Mobile Services at Alfa-Bank.
Notes
- ↑ 1,0 1,1 [http://www.iksmedia.ru/news/5234796s52508.html Alfa-Bank's