Aykumen: IQ FinanSafe

IQ FinanSafe is an automated system of complex assessment of reliability of legal entities and risk management of cooperation with partners of the credit and financial organizations and insurance companies.

The IQ FinanSafe system is intended for increase in economic safety and market competitiveness of the state and commercial credit and financial organizations and insurance companies using modern information and search and analytical technologies of collecting and data analysis of legal entities.

Main solvable objectives:

• Operational identification of potential risks on each partner.
• Providing safe and reliable client and partner environment.
• Centralized operation and effective decrease in business risks.

Functionality:

Архитектура IQ FinanSafe

1. Collecting of all available information on suspicious clients and partners from diverse sources with further processing and archiving in the database:

• External aggregators of data;
• Internal corporate information resources (ERP, 1C, etc.);
• Official federal and regional online media in different domain zones;
• Industry forums, responses and thematic communities of the financial sphere;
• Social networks, blogs and microblogs.

2. Formation of the updated file of the existing or potential partner on the basis of collected information with automatic indication of changes in the status and the notification on risks.

3. Creation of the uniform corporate database of complex check of partners on the basis of their personal files with identification of suspicions on their unreliability.

4. Automatic formation of the analytical reporting under each partner with visualization of the detected risks and threats for acceptance of reasonable business solutions:

• Graph representation of objects of monitoring with the revealed communications and zones of risk.

Графы связей

• The analytical file of the partner with a card file of data and the designated risk zones.

Досье контрагента

Efficiency of implementation
1. Managerial efficiency

• Consolidation of a system of internal audit, supervision, control and management of external risks on each acting or potential partner;
• Improvement of forecasting accuracy during the planning of business strategy and development of the affiliate program of the organization.

2. Commercial competitiveness

• Increase in stability and profitability of the organization due to decrease in number of high-risk financial or insurance transactions and fraud prevention;
• Increase in profitability of financial or insurance transactions as a result of target cooperation with reliable and profitable partners;
• Reduction of temporary and material costs on ensuring work of operating units due to business process automation.

3. Economic safety

• Warning of threats of financial fraud and undesirable cooperation due to operational identification suspicious business partners;
• Optimization of methods of investigation of cases of fraud and elimination of vulnerabilities in the system of economic safety of the organization;
• Detection and prevention of corruption schemes of partners and also washings of the means received in the criminal way.