beGateway

For providers of payment services (PSP) the choice of reliable and effective protsessinogovy solution – a priority. Create an own processing center or address the third-party developer? As analysts note, in recent years the choice is even more often made for benefit of outsourcing of payment solutions.

High-quality processing online of payments requires significant investments both at a creation stage, and for work maintenance. 'On development and certification of a processing system at least a year leaves', - Mikhaylovsky Alexander, the representative of eComCharge company comments on a situation. Not each company is able to afford such financial and temporary investments. Moreover, search of competent developers of the processing solution can appear a difficult task. Then the specialized outsourcing companies allowing to reduce considerably costs for the organization of Internet acquiring and to increase profitability of business come to the rescue.

Along with it the accompanying technical procedures and the solution of administrative matters become simpler: receiving certifications and licenses, establishment of partnership with payment systems and banks.

Certainly, at internal, or in-house of processing is several advantages: allows to implement own solution quicker new products and services. But if card processing – not your core business, perhaps to focus on development of profile services more effectively?

Especially for the processing companies, financial institutions, merchant acquirers and large online of merchants the eComCharge company developed the innovation beGateway IT platform.

This the ready, certified according to the PCI DSS Level standard 1 solution allowing to organize a full stroke of acceptance and processing card online of payments under the client's brand.

Speed of implementation of the beGateway platform, lack of initial and current costs on development allow to enter the market and to begin providing e-commerce of a possibility of payment acceptance to the enterprises on the Internet within a month.

When developing beGateway we were guided by the key factors defining comfort and reliability of cooperation between providers of payment services and the third-party developer of the processing solution.

> First, it is scalability of the solution. beGateway is suitable as for the companies with a small amount of transactions and the connected payment gateways, and for big customers with global requirements.

To provide all conditions for development of PSP, the processing platform should have a stock of performance and a possibility of its building in a business perspective.

Secondly, the modularity providing the maximum customizability. As the solution is from separate modules independent from each other, changes in their configuration will not affect performance and functionality of all platform.

The third factor includes advantages of cloud computing:

• providing complete infrastructure to the buyer (servers, databases, storages etc.);
• lack of need to receive PCI the certificate for use of the platform (it is already certified and annually undergoes testing confirming compliance to this standard);
• the automatic update of the platform providing continuous improvement and support of a system, implementation of new functionality, compliance to trends and requirements of the industry of Internet acquiring.

The solution beGateway represents the PaaS environment (the platform as service). According to Alexander Mikhaylovsky, such model of providing cloud services saves clients from a number of difficulties. Develop own processing system from scratch is very long and expensively. Buy already developed system - it is simply very expensive. And to rent a processing system in a cloud is the most effective option allowing to save significantly temporary and material resources for start of PSP.

Along with technical criterions, not the last role is played by effective communication between PSP and the supplier of the payment solution. The eComCharge company provides the expert help not only during integration and initial setup of a system, but also the round-the-clock monitoring of its stability, identification and elimination of errors.

Without exaggeration it is possible to tell that the competent choice of the solution for processing taking into account specifics of the company and trends of the industry causes all further development of your business in the field of Internet acquiring.