BioLink CI (Client Identification)

BioLink CI (Client Identification) is the multibiometric system of identification of clients of bank. Exclusive industry solution for minimization of bank risks and fight against falsification of documents during the receiving the credit or work with the deposit account.

Innovation already passes pilot test in a number of banks on the scale of several departments.

The BioLink CI system is the specialized multibiometric system which is specially created for the solution of one of the most current problems of safety of retail banking business: external and internal fraud when receiving the credit.

Thanks to the patented algorithms of comparison of biometric templates, a system allows to carry out in real time identification on base of clients to 50,000,000 people, using for determination of the personality one or a combination of unique biometric parameters.

Use of biometric parameters at identification of clients guarantees the most exact result since these parameters cannot be compromised, intentionally to transfer or lose – each of them is unique for each person on Earth, and process of identification requires compulsory attendance of this person.

The BioLink CI system allows to minimize not only threat of falsification of documents from clients, but also to eliminate incidents of illegal receiving means at collusion to the employee of the bank.

A system allows to work in the mode of two-level identification: at the first stage the identity of the client is identified, on the second – the employee of the bank undergoes biometric identification for transaction confirmation.

The BioLink CI system has flexible modular structure that allows to use one of or at once several technologies of biometric identification.

A system allows to make identification of clients by the following parameters and their combination:

• On a fingerprint
• On 2 fingerprints
• On geometry of the person
• On an eye iris of the eye
• According to the drawing of veins
• On a voice
• On a podcherka

Architecture and scenario of work

1. Биометрическая/ multibiometric identification of the client at office of Bank
2. Запрос to the BioLink CI system for comparison of data with base of the registered clients
3. Выдача ID of the client
4. Передача information on presence/absence of the client in a DB on the workstation in bank department
5. Подтверждение transactions of issuance of credit by the employee of bank department using biometric identification