| Developers: | Blank JSCB (formerly Vesta Investment Bank, VestaBank) |
| Date of the premiere of the system: | 2022/12/21 |
| Branches: | Internet Services, Financial Services, Investments and Auditing |
| Technology: | Remote Banking Systems |
2022: Bot launch
December 21, 2022 Bank for entrepreneurs Form announced the launch of a fully functional application based on Telegram Telegram Web Apps technology. This is a bot that allows legal entities to use the functionality of banking applications directly in Telegram. Information services based on Open are available in the service, API payment functionality will be presented by the end of 2022.
Bank for Business Blank was the first to create a fully functional web application in Telegram based on Open API standards implemented by the Fintech Association (AFL), based on the initiative of the Bank of Russia and market participants. Previously, bots based on PWA technology in Telegram provided only marketing and partially information functionality.
With the bot, you can open a current account for business, receive bank statements, set up push notifications about transactions, and make payments. Blank's plans for the first half of 2023 are to add other banks to the Telegram bot, becoming the first multi-bank application in the messenger. A distinctive feature of the bot is the ability to use it even in the context of blocking the bank's mobile application when imposing sanctions. The security of personal data of users is carried out using two-factor authentication technology .
 | The user especially appreciates the convenience and ability to perform all operations in a single service. That is why banking technologies are moving towards Open Banking interfaces. We in Blank are at the forefront of this process and strive to make the user experience of entrepreneurs even more convenient and effective, "said Robert Sabiryanov, co-founder and STO Blank. |  |
Blank's team spent about seven and a half million on the development of the bot, rubles the creation of the web application took 5 months. With the help of an additional channel for attracting clients, Blank plans to increase the activity of existing clients to 10%, as well as increase the influx of entrepreneurs and become a "single window" for financial transactions.
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