FIS Credits

FIS Credits

FIS the Credits - the independent software product created for the solution of strictly certain range of housekeeping tasks of clients within "front-end". The software package allows to increase the loan portfolio and at the same time to improve its quality.

In FIS the Credits are available to technology of risk management: scoring, underwriting, antifraud. A system supports any kinds of crediting and allows to bring products to the market quickly. Using FIS the Credits the possibility of fast deployment of network of mobile sales points, with simultaneous cutting of costs for their maintenance appears. A system is simple in service, it is scaled, is established in the shortest possible time. Allows to organize crediting in any geographically distributed points without stable communication channels.

A system is intended for:

• Consultations of the client, in particular a system is intended for CC.
• The client has an opportunity to find information on the loan agreements, namely:
• number of the loan agreement,
• date of its conclusion,
• amount,
• term,
• interest rate of the credit,
• expanded information from the core banking system:
• current debt,
• actual transactions,
• planned transactions,
• there is an opportunity to create the main printing documents:
• diagram,
• psk,
• the statement on the current account
• and others.
• Partial or complete debt repayment
• Changes of a payment date
• Otkazot of an insurance

The web request in addition to FIS the Credits for FIS Platform

A system allows to make out the request for the credit via the Customer's website. Online the product which means execution of the request via the website consideration of the request occurs at the level of FIS SPR, issue and the credit is performed through FIS the Credits.

FIS Credit front

Full-function credit pipeline. Supports any kinds of the credits: not only rather simple in implementation consumer, car loans, but also more difficult – for example, a mortgage for primary and secondary markets and also overdrafts, the credits for the card, before the approved credits.