Infosys Finacle

The core banking system Finacle is the technological solution constructed on modularity, intended for financial services for individuals, corporate clients and support of documentary operations. The solution enters flexibility and maneuverability to activity of bank, minimizes risks and promotes reduction of total cost of ownership (TSO). This technological solution of new generation has high scalability and organically combines functionality of both the front office, and a back office of bank.

Finacle having ample opportunities of parametrization provides the round-the-clock daily functioning (24х7), a possibility of end-to-end transaction processing (STP) and vstrenny tools and management of flows of tasks (workflow), allows to perform integration of vsevozmodny channels of delivery of services (sales channels) and supports transactions in different currencies, in the multilanguage and multi-object environment. Service-oriented architecture in combination with multilayer structure and unique tool kit of expansion (Xtensibility) provide unsurpassed flexibility, functionality and simplicity of integration.

This solution includes the integrated customer relationship management system (CRM) and the system of notifications that allows banks to offer the clients a wide choice of functionally saturated and individually created services.

The module of service includes the magazine of audit, a task scheduler, the reader of the signature and tools of inventory management.

The module of the ledger consolidates information on all postings. The ledger allows to keep on a centralized basis accounting on all divisions, departments and activities of bank.

The integrated customer relationship management system includes traditional functional modules of sales, marketing and services and also gives specific opportunities for transactions on issuances of credits, issues of credit cards, request processings on issue of maps and check-books. The module includes means for setup of templates of the reporting and providing to history relationship with the client.

The system of notifications Finacle in real time transfers to clients information on certain events. Data are transferred by means of various communication channels — by e-mail, by phone, the fax, cellular communication. Determination of a type of notifications, convenient delivery time and like the transmitted data is made by the client.

A set of expansion of functionality represents means of adaptation and setup of systems capabilities for accomplishment of specific tasks. The tool supports control automation by data streams and their end-to-end processing. It reduces data processing cycle and allows to accelerate process of an output to the market of new products.