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Innovative Assessments: Worthy Credit

Product
Developers: Innovative Assessments
Branches: Financial services, investments and audit
Technology: BI

Worthy Credit is the dynamic online test intended for forecasting of non-payments and delays of payments on the credits.

In Worthy Credit the patented technology and psychometrics is used that allows to measure a key set of the personal competences of the person connected with "psychology of a consumer debt".

In general for March, 2020 Worthy Credit acts as an additional layer of analytics which can help creditors:

  • Approve more requests for the credit and increase in volumes of crediting
  • Reduce number of failures to pay according to credit obligations and overdue payments
  • To proactively service the current accounts