Developers: | SKB Kontur, Kontur. Bank (formerly Yekaterinburg Municipal Bank, Bank Yekaterinburg) |
Date of the premiere of the system: | 2024/07/09 |
Last Release Date: | 2025/03/31 |
Branches: | Financial Services, Investments and Auditing |
Technology: | Remote Banking Systems |
Content |
2025
Adding a smart piggy bank to pay taxes
A smart piggy bank from Kontur. Bank and Kontur. It will help you pay taxes. SKB Kontur announced this on March 31, 2025.
Due to integration with online accounting Kontur. The piggy bank takes into account the business turnover in all banks, automatically counts and saves money so that the required amount has accumulated by the date of payment of taxes.
Tax piggy bank - a special accumulative account in rubles. Thanks to integration with Kontur. The tax amount for the current quarter is reflected in the bank, and the piggy bank calculates and defers the required percentage from each income subject to taxation. Thus, the required amount is automatically collected by the tax payment date. The entrepreneur will only have to pay taxes - the timing will remind Kontur. Elba.
{{quote 'author=said Alexey Evdokimov, Deputy Head of Fintech Direction in Kontur. | We continue to integrate the bank into the products of the Contour ecosystem to make life as easy as possible for our customers where possible. Tax piggy bank - a tool that combines scenarios Kontur.Bank and online accounting Kontur.Elbe. Entrepreneurs do not need to read interest themselves and set up transfers for savings. They can focus on business development, and our service will make sure that at the right time the money for paying taxes is at hand.}}
The bank charges 5% per annum on a monthly basis to the balance of the account. The balance of the piggy bank will increase, which means that you will need to save less money from receipts - this will save on paying taxes.
You can withdraw money from the piggy bank account to your current account or replenish it manually at any time without restrictions. At the same time, the piggy bank will recalculate how much will remain to accumulate, and will take this into account at the next receipts to the account.
As of March 2025, the tool is available only for individual entrepreneurs on the simplified taxation system "Income" without employees. The piggy bank account is opened and maintained free of charge.
To start using the tax piggy bank, you need to open an account in the Kontur. Bank, connect Elba and configure integration - in the interface of online accounting or bank. The piggy bank itself connects to the Internet bank in a few clicks.
The ability to pay salaries for just a couple of clicks
Now users of Kontur.Bank and Kontur. Elbs can pay salaries to all employees in just a couple of clicks - without creating a salary project, downloading the register and paying fees. SKB Kontur announced this on March 20, 2025.
This solution is available as part of the integration of the bank and online accounting of the Kontur ecosystem. Entrepreneurs can set up a seamless payment of wages directly from the Kontur interface. For example, without going to an Internet bank.
To do this, you need to open an account in the Kontur. The bank on any tariff plan - for example, on a special tariff, in which Elba is included for free - and integrate it with online accounting. You can transfer salaries to employees without commission at all tariffs. The account is opened completely online - courier services and office visits are not required, and integration is easy to set up both in the Elbe interface and in the Internet bank itself.
The possibility of mass payment of salaries will help reduce costs, simplify the work SP of organizations with employees. It is enough to add data employees to the Elbe once, and at the right time the service itself will calculate the salary and form payments. The entrepreneur will only have to sign them - all in one click at once - and the salary will go to employees on cards in any bank.
Шаблон:Quote 'author=said Alexey Evdokimov, deputy head of fintech direction in Kontur.
2024
The ability to manage deposits without a visit to the bank
Kontur. The Bank continues to transfer services and services for SMEs online. Now entrepreneurs can not only open an account for business completely remotely, but also manage deposits without visiting the bank. Kontur.Bank announced this on August 26, 2024.
Opening a deposit in the Internet bank Kontur. The bank takes a few minutes. It is enough for the client to choose the appropriate conditions in the "Deposits" section and confirm the application for placement of funds with an SMS code or electronic signature. Replenishment and partial withdrawal of money, if possible under the terms of the deposit, also happens online.
Simultaneously with the launch of this process, Kontur.Bank updated the line of deposits taking into account the needs of the business: entrepreneurs can both place money for several days at a high interest rate, and open a flexible deposit for a long time with the possibility of replenishment and partial use of funds for expenditure operations.
Шаблон:Quote 'author=said Denis Babushkin, Chairman of the Board of Kontur.Banka.
Шаблон:Quote 'author=noted Sergey Zaripov, Head of fintech direction in Kontur.
So far, this functionality is available to users of the online.emb.ru Internet bank, but by the end of 2024 the possibility of working with deposits will appear in an Internet bank of its own design bank.kontur.ru.
Launch of Internet Bank for Kontur Bank clients
SKB Kontur has launched an Internet bank of its own design, integrated with online accounting Kontur.Elba. This is the first step in integrating ecosystem products with Contour Bank's financial solutions "in one window." This was announced on July 9, 2024 by the general director of SKB Kontur Mikhail Srodnykh.
A feature of the Internet bank from the Contour will be close integration with ecosystem products. Automatic data exchange with Elba and Diadoc has already been set up. The client directly from online accounting sees his transactions in the Kontur. The bank and can pay any bills. Including this:
- the counterparty sends the invoice via Diadoc,
- information is automatically sent to the Elbe,
- The client Kontur. The bank remains to enter the confirmation code directly in the online accounting widget and sign the payment without switching between services.
The old Internet bank Kontur. Bank of online.emb.ru remains accessible to customers, but integration with Elba works only from an Internet bank of its own design Kontur - bank.kontur.ru
{{quote 'author=said Mikhail Srodnykh, general director of SKB Kontur. | When developing our own Internet bank, we pay special attention to the convenience of its use by customers of our ecosystem in conjunction with other products of the company. So, you can open an account extremely quickly and completely remotely - even from abroad, even in the middle of the night. We have already simplified a number of scenarios for Elba customers, and next in line is the integration of financial solutions with other Contour products so that customers can make all payments "in one window,"}}
In addition to the web version of the Internet bank, a mobile application for iOS and Android was released in June 2024. It is also easy to work in it: all the necessary information is collected on one screen, and integration with the Contour. Focus allows you to quickly fill in the data for payment to the counterparty.