SaaSCredit

For successful promotion on the market and cost reduction in DosLab made the decision to offer clients of the business application according to the SaaS model. It meant that the company headed for providing the software as services in "cloud" on demand. Experience of development of business applications and automation systems of activity of the enterprises for different customers allowed the DosLab command to create a number of universal mechanisms and uniform templates which can be implemented in a large number of the organizations. As a result the command developed two business applications in "cloud": "SaaSoffice" (a system for intercorporate communications) and "SaaSCredit" (the automation system of activity of banks and credit institutions).

For a successful project startup it was necessary to pick up the reliable supplier with the known cloud technology. Preference was given by ActiveCloud companies with the CloudServer platform ("infrastructure as service"). On this platform within a month after not for long testing projects were started in "fights".

"Before arrival to "cloud" our product already existed. It was offered the client as the ready software for installation on the local equipment. In the market showed requirements of time and new trends that it was time to look for new approaches for promoting and easier distribution of a product. As a result, we came to cloud solutions – use of CloudServer gave us the chance in short terms and with the smallest costs to start projects. We pay only upon resource consumption, for us as startup-project, it is important", – Dosmukhamedov Bulat, the founder and the DosLab project manager says.

"SaaSCredit" represents the innovation profile software package for automation of activity of banks, microfinance institutions and credit cooperatives. System advantages – simplicity, reliability, low cost and also existence of a set of options and add-on modules. The DosLab command is sure that thanks to the advantages and advantages over time a system will occupy a strong niche among software for credit institutions in the country.

The SaaS Credit service allows to automate process of crediting at all its stages, including registration and application, processing of the request, carrying out automatic scoring of the borrower, consideration of the request by the underwriter, issue of a loan and also maintenance of the credit and if necessary collecting problem debt. Service allows to work according to the traditional scheme with issue of means cash according to cash orders. Also its opportunities can fully be used at the organization of issue online of loans and start of analogs of such services as MoneyMan.Ru, Platiza.Ru and so forth.

The most important advantage of SaaS Credit service is that it is implemented and is delivered as a cloud service. What does it mean for you? It means that for use of ample opportunities of SaaS Credit for the purpose of business automation you do not need the expensive server hardware and the software, there is no need to contain IT department. You and your employees (within the powers) will be able to get access to the automation system from any point where there is a connection to the Internet. At the same time the developer within a day provides deployment of adaptive system and provides full and first technical support.

It should be noted that the SaaS Credit service is placed on the servers certified according to the Russian legislation and works according to FZ-152 "About personal data". Besides, the developer guarantees complete information security of use of service.

Automation of business of IFI through SaaS Credit service gives the following advantages:

• Considerable acceleration and simplification of process of issue of loans.
• Effective check of the borrower that allows to reduce risks and to offer adequate interest rates.
• Business process optimization.
• Possibility of use for issue and maintenance of loans online.
• Prostayaintegration with other automation systems and accounting, for example, 1C.