Sber API

Main article: Application Programming Interface (API)

2024

Cancellation of payment for all services

In June 2024, Sberbank canceled the fee for all services in the Sber API channel at once. Services such as Direct Integration with the Bank (host2host), Direct Integration with the Bank (holding), B2B SaaS, Corporate Subscriptions, Instant Payments and Credit in the Basket have become free for everyone. This was announced on June 5, 2024 by the Deputy Chairman of the Board of Sberbank Anatoly Popov.

By connecting the Sber API, customers usually choose one of two products for the first integration - "Payments" or "Statements." As a result, the speed and efficiency of interaction with the bank increases, and entrepreneurs are gradually increasing the number of connected products, adding to them a salary project, registers of debts and payments, bank statements, and so on.

Шаблон:Quote 'author = said Anatoly Popov, Deputy Chairman of the Management Board of Sberbank.

Here are the features of Sberbank's free API services.

"Direct integration with the bank (host2host/holding)"
This is the transfer of requests for receiving and sending documents directly from the company's accounting system (not through a client-bank). Speeds up and simplifies business and minimizes document errors.

«B2B SaaS»
Allows the company to automate its services for customers who place their products on its digital platform (marketplace, digital store). You just need to log in to the SberBusiness ID.

SberBusiness ID.
The use of Sberbank ID significantly simplifies and reduces the time for registering business clients. In addition, the service allows you to pay for services online using payment tools.

"Enterprise Subscriptions"
Funds from the client's accounts are debited by subscription and upon the provision of services. As a result, the company can increase the number of paid customers and switch from annual tariffs to monthly ones. To pay for a subscription or service, the user just needs to log in to SberBusiness ID, accept the offer (offer of service and terms of payment) and select the desired tariff.

"Instant Payments"
Transfers online settlements with counterparties. The company can issue online invoices to its customers with a limited validity period (the amount of payment and the recipient of payment cannot be changed). Payment takes several seconds, not hours or days. The company monitors the flow of money to the account in real time, which increases the turnover of goods and services. Payment in the service comes down to three simple steps: the option "Pay through SberBusiness," authorization according to SberBusiness ID and confirmation of a payment order (generated automatically).

"Credit in Cart"
The company can build credit payment methods for B2B shoppers into its online stores.

Sber API Solution View

Sberbank has combined two main API solutions for corporate clients into one - Sber API. A single service will simplify the client path and become easier and more convenient for users. The time to launch new services and launch new partner integrations will be reduced. Sberbank announced this on February 12, 2024.

Sber API is a set of direct integration solutions and methods that provides a wide range of opportunities for large companies, corporations and foreign partners. The Sber API displays more than 400 services, including billing, a salary project, work with payment orders and business cards. After integration, the service allows you to interact with the bank directly from the partner's account system.

Initially, the API solution for corporate clients of Sberbank became one of the first on the market, constantly developed, received new features and options. As of February 2024, the Sber API has more than 6 thousand direct partner integrations.

{{quote 'author = said Anna Loevskaya, Director of the Digital Corporate Bank Division of Sberbank. | We are conducting a large-scale consolidation of API solutions into a single version, which will have a common architecture for all customers. Thanks to this, we will be able to free up some of the resources and direct them to the development and improvement of a single solution. Customers highly appreciate our Sber API - this is evidenced by both the number of new connections and the number of "old" clients who connected it long ago and work with us. Our goal is to make the Sber API simple, convenient and functional for all customers: from small companies to holdings and state corporations,}}