The name of the base system (platform): | Projects based on blockchain technology |
Developers: | St. Petersburg State University TsTRR - Center for Distributed Register Technologies (NTI Competence Center of St. Petersburg State University) |
Date of the premiere of the system: | 2024/05/07 |
Branches: | Internet Services, Real Estate, Financial Services, Investments and Auditing |
The main articles are:
2024: Presentation of the Digital Meter platform
Specialists of the NTI Competence Center "Center for Distributed Register Technologies of St. Petersburg State University" have developed the Digital Meter platform, which is able to attract a fundamentally new type of private investors to the real estate market. The platform opens up the opportunity, instead of buying an apartment for rubles, to purchase digital square meters for tokens, which will bring income to the investor. This was announced by St. Petersburg State University (St. Petersburg State University) on May 7, 2024.
"Digital Meter" will become a kind of marketplace for developers, management companies and potential investors. Developers will be able to sell tokenized square meters, and investors will be able to buy them.
Digital Meter plans industry to attract a new audience to the construction, which has an amount insufficient to buy an apartment, but wants to invest its funds real estate in to preserve them. This approach gives the market a new channel for attracting borrowed funds, which is especially important when real estate prices are rising, and the interest rate mortgage crediting is quite high, - said Andrei Alekseev, project manager of the NTI Competence Center "Center for Distributed Register Technologies of St. Petersburg State University." |
Until recently, developers could not offer to buy one, two, three square meters, but only the entire object. Now, thanks to blockchain technology and the adoption of a law that regulates the use of digital financial assets, developers can legitimately translate interaction with investors into digital format by tokenizing real estate. The owner of the property has a blockchain entry that confirms his right to a monetary claim in the amount of the value of an asset - for example, a square meter.
The developer allocates a certain number of square meters of real estate, which he is ready to tokenize, that is, transfer to the CFA. The issuance of tokens is carried out through the operator of the information system (OIS) from the official register of the Central Bank of the Russian Federation, - said Andrei Alekseev. |
According to him, globally the principle of investing in real estate and generating income does not change. However, a person buys not a real estate object, but digital financial assets for the right to a monetary claim, and on the date of repayment of the CFA, income is accrued to him.
Specialists of TsTRR St. Petersburg State University conceived "Digital Meter" as a marketplace format platform, which will become a convenient, understandable and safe point of entry into the new market for all its participants: both for developers and private investors. Market players and an operator of information systems for the release of CFA were involved in its development. St. Petersburg State University is working on the project with the developer Krasnaya Strela and the partner OIS CFA HUB (platform operator Blockchain Hub LLC), which is included by the Bank of Russia in the register of information system operators for issuing CFA.
The project team did a lot of work to improve the partner software interface so that investing in digital real estate was as simple and convenient as possible for everyone. With the help of ZFA HUB, the Digital Meter platform organizes the display of digital financial assets and collects investor applications for transactions. We ensure the conclusion of these transactions, and investors at the same time work in their usual interface of the digital platform, - said Igor Kuzmichev, General Director of ZFA HUB. |
The developers plan to release projects for various types of real estate: new buildings, apartments, suburban and commercial real estate. In all projects, one token is equal to the cost of one square meter of real estate. Both individuals and legal entities will be able to purchase tokenized meters, while the minimum required amount for buying a token will not exceed 50 thousand rubles.
According to University experts, tokens can be purchased in any amount, even less than one, for example 0.23 or 0.5 tokens. Experts of St. Petersburg State University - the developers of Digital Meter also provided for the possibility of selling purchased tokens - an investor can do this at any time, as happens, for example, with the assignment of a right in shared construction. For this, a kind of exchange will work on the site.
In the near future, the developers plan to launch the Digital Meter project. New buildings, "within the framework of which it will be possible to purchase tokenized square meters in residential complexes under construction for investment purposes, having previously compared residential complexes and conditions for profitability.
The next project of the marketplace will be "Digital Meter. Apartments, "which is being developed jointly with the management company of the VALO apart-hotel complex. Investors will be able to buy tokenized meters in apart-hotel rooms and receive not a one-time, but monthly income.