VTB Capital Investments Investment Products Platform

VTB Capital Investments is a single investment services platform of VTB Group.

2021

Availability of robot advisor strategies for ruble or dollar portfolios from 5 thousand rubles or $100

VTB Capital Investments customers can now connect robot advisor strategies for ruble or dollar portfolios formed from BPIF, starting from 5 thousand rubles or $100, in the VTB My Investments mobile application. Previously, the entry threshold was 50 thousand rubles for ruble strategies and $1000 for dollar ones. Connection and assistance of the robot is free, representatives of the VTB Capital Investments department reported on September 15, 2021.

The strategies of the robot adviser from BPIF, based on the model of economists F. Black and R. Litterman, are formed on the basis of a global index portfolio, which is optimal in terms of profitability/risk in the long term.

As of September, 9 strategies of a robot adviser based on BPIF are available in the VTB My Investments application. These are five dollar portfolios: ultra-conservative, conservative, balanced, aggressive and ultra-aggressive, as well as four rubles: conservative, balanced, aggressive and ultra-aggressive depending on the investment profile.

Since the entry threshold was lowered in only one week, the number of accounts connected to the service of a robot adviser with strategies based on VTB funds has almost doubled and reached more than 3 thousand as of September 10, 2021.

As noted, the strategies of the robot adviser from BPIF, in addition to the reduced entry threshold, have a number of advantages: the ability to invest in a basket of various classes of assets trading in various markets, wide diversification of investments (assuming less risk), high tax efficiency, the absence of a brokerage commission for transactions through an application on strategies from VTB exchange funds.

"Reducing the starting amount for connecting a robot advisor will allow novice investors to test the service and make sure that it is effective. In addition, reducing the entry threshold will diversify investments even with a small amount of investments. We strive that as many people as possible can use the services of our experts, as we see that our customers are increasingly conscious of investing and want to get a diversified portfolio, starting even with small amounts, "said Vladimir Potapov, chief executive officer of VTB Capital Investments.

Ability to apply for qualified investor status online

VTB Capital Investments continues to expand the capabilities of online services. This became known on August 9, 2021. Now you can apply for qualified investor status on statement of accounts and reports from other organizations, diplomas, certificates and certificates online.

Customers who have bank accounts, or brokerage accounts and IIS, or are on brokerage services, provided that they meet the requirements of the Central Bank for assigning the status of a qualified investor, received the opportunity to qualify online in April 2021. If the qualification required documents on financial education, a qualification certificate, a certificate from other banks or professional market participants needed to contact the bank's office. Now, the client needs to download scan copies of the necessary documents.

The status of a qualified investor allows you to access to trade any securities - more than 10,000 instruments on 33 exchanges of the world, as well as additional collections of the best shares, bonds and funds from analysts.

According to the law, this status can be obtained according to several criteria: including if the client has a brokerage account and an IIS in the amount of 6 million rubles, if his turnover on securities transactions in the last 4 quarters exceeded 6 million rubles. (transaction frequency - at least 10 per quarter, minimum - one per month) or if the total balance in bank accounts is at least 6 million rubles.

{{quote 'When developing the service, we strive to transfer the maximum amount of functionality to the online so that the client visits the office at will, and not because there are no other options. In the summer of 2021, we provided our customers with the opportunity to submit online documents to NSD to avoid double taxation on income on US securities. Even earlier, the function of issuing a tax deduction for IIS in one click appeared. Making the entire investment process simple, transparent and convenient is our strategic goal, "said Vladimir Potapov, chief executive officer of VTB Capital Investments. }}

Ability to submit tax form W-8BEN to NSD

VTB Capital Investments on August 3, 2021 provided the opportunity to submit the tax form W-8BEN to the National Settlement Depository (NSD) in electronic format. This greatly accelerates and simplifies the process of registration, and also makes it free.

This service allows VTB Capital Investment clients to issue a W-8BEN certificate for receiving a tax benefit when paying income on US securities purchased on the OTC market or the Mosbirzhi stock section online without visiting the bank's office and filling out any paper forms. In order to use this service, the client needs to have a confirmation account on the State Services portal.

After applying for the W-8BEN form within 3 days, a link to NSD's WEB account will be posted in the personal account (in addition, an email will be sent to the client about placing the link in the personal account). By clicking on the link, the client gets the opportunity to fill the W-8BEN remotely.

Form W-8BEN is valid for three years. A month before this deadline, the customer will receive a notification.

The processing of tax deductions always raises many questions that we received through various channels of communication with customers: through managers, the support service, our VTB telegram channel My Investments. Therefore, we aim to simplify this procedure where possible. Now our customers can submit the W-8BEN form to NSD online, and even earlier they had the opportunity to apply for an IIS tax deduction in one click. All this saves time and makes investments the most convenient, simple and understandable process for everyone, which is our priority, "said Vladimir Potapov, chief executive officer of VTB Capital Investments.

Earlier, the design of the W-8BEN in NSD required more time and was paid. To submit a tax form, the client was required to contact the bank's office, the process of forming a paper document was long enough, and the service cost 500 rubles. Now the clients of VTB Capital Investments in a personal account in one click can start the procedure for forming W-8BEN without any payment.

Availability of bonds placement in foreign currency in OTC market

On February 1, 2021 VTB Capital Investments , the first updated version of mobile application VTB My Investments was released in 2021. Now, foreign currency bond placements in the OTC market have become available for qualified investors.

The placement card is similar to the initial placement card on the Russian exchange market. You can track the location that has not started by subscribing to a notification about its start. For some placements, the option to participate in the placement "according to the final conditions" will be available: with an approved coupon or yield.

We see a great demand from our clients for participation in securities offerings. We added this functionality for bonds on the Russian stock market a year and a half ago. In 2020, we provided an opportunity for customers to participate in an IPO of shares through a mobile application. Buying bonds in foreign currency for qualified investors is another option that makes all markets of the world available to our customers in one way. Further development in the use of a mobile investment application, where all operations are transparent - our important step in 2021. We will continue to expand the functionality and at least once a month we will release versions of VTB My Investments, "said Vladimir Potapov, chief executive officer of VTB Capital Investments, senior vice president of VTB, head of the brokerage services department.

Over the past year, the number of transactions made at VTB My Investments has grown 4 times. In January 2021, customers conducted 700 thousand transactions daily. Turnover increased 4.7 times compared to January 2020, up to 70 billion rubles. daily. According to the results of January 2021, VTB My Investments accounts for more than 76% of transactions with securities made by VTB customers. Also available for them are Quik and an online office on the broker's website.

2020: Integration into Yandex.Plus

The capital management platform VTB Capital Investments has launched Yandex a comprehensive savings management service for users of the technology company. The bank VTB announced this on July 2, 2020.

This service will allow millions of Russians without queues and filling out documents directly on the Yandex.Plus platform to place money in traditional products, invest in bonds and shares available on the Moscow and St. Petersburg exchanges, exchange currency at a rate close to the exchange rate and much more.

VTB became a bank that created a capital management platform, providing partners with access to it to serve users. Based on this, Yandex has developed an interface that is intuitive and transparent even for newcomers to financial management.

The process of opening and replenishing an account is completely remote and takes only a few minutes. The service can be used by customers of any bank: the account can be replenished from a card or by bank transfer.

Our strategic goal is to make the savings process simple, understandable and convenient for each user. In the current situation, this process is impossible without the use of investment products and technologies. The applied technology API (application programming interface) allows you to combine products on one site with the most modern and convenient client path. I am very glad that our partner in this work was Yandex, the most popular Internet resource in our country and one of. search engines I am sure that the launch of the VTB platform in Yandex.Plus will be the next stage in the development of the savings market in Russia.