Alfa-Bank (Cinimex 2016-2017)

2017

SWIFT gpi

In 2017 15 years of cooperation of Cinimex company with Alfa-Bank were performed, and the portfolio of joint projects was replenished with software development for the Russia's first start of the innovation service SWIFT gpi in the field of international settlements. This range of services increases the speed and transparency of the international payments and gives an opportunity to trace their routes. Since January, 2017 more than 125 foreign banks were connected to service.

Within start of SWIFT gpi service the Cinimex command performed completion of software "The universal integration interface" which is an integration bus of Alfa-Bank. The flexibility of service architecture of information landscape of Bank and extensive experience of the Cinimex command in implementation of integration solutions provided project implementation in the shortest possible time that allowed Bank the first in the market to offer the clients the innovation service of SWIFT gpi.

The service helps Alfa-Bank to solve key problems of the clients, increasing transparency of international settlements.

Using gpi Tracker Internet-application Alfa-Bank traces a payment status in real time and also checks information on each bank on a payment route, including the fees charged at each stage. The Tracker system provides sending confirmations to partners online when the payment arrives to the final beneficiary. SWIFT gpi gives an opportunity of receiving and use of means in day of sending and the increased speed, determinancy and predictability of the movement of payments for all categories of clients.

Last year the Cinimex company took part in the project on creation and implementation of the OpenAPI platform in Alfa-Bank. API includes services for use in applications of users or partners. By the beginning of 2018 four services are implemented: information on ATMs, the virtual card, international transfers from the card on the card, service of check of the client. The start to the large-scale project which will include several tens of services for integration into applications of partners was so put.

Specialists of Cinimex company in 2017 continued completion of the software package automating estimates of credit requests in Alfa-Bank: WSRM (web service Risk Management). Among completions – function of scoring for loaning up process.

2016

The PC "Payment of electronic accounts (E-Invoysing) is finished

This functionality of Alfa-Klik Internet bank developed by "Cinimex" using the USSD channel of data exchange provides to users convenient and fast online shopping.

The Cinimex company executed in the spring of 2016 completion of earlier implemented Software package "Payment of Electronic Accounts (E-Invoysing)" in JSC ALFA-BANK for the purpose of implementation of a possibility of payment confirmation of electronic accounts using USSD messages. Now to clients of Alfa-Bank – users of Alfa-Klik Internet bank and Alfa-Mobayl mobile bank and also clients of the partner websites and subscribers of cellular communication MTS, Beeline and "Tele2" is available a possibility of instant confirmation of electronic accounts through the Molniya service provided by bank using the USSD channel of data exchange.

The uniqueness of this project, according to Pavel Myshev, the associate director on work with key clients of Cinimex company, was that service of confirmation of electronic invoices via the USSD channel was implemented by Alfa-Bank for the first time in world banking practice. During the project on development of the software solution "E-Invoysing" and implementation of new service specialists of Cinimex implemented the following functionality: check of security by the phone number based on IMSI service, check of funds availability, algorithms of the choice of the notification of the client (SMS/USSD) and formation of texts of SMS/USSD messages on the managed templates, sending USSD messages.

"With Cinimex company which acted as one of the chief contractors on the project of Alfa-Bank Molniya we are connected by long and successful experience of cooperation, - Evgeny Iyevlev, the head of department of development of payment services of JSC ALFA-BANK says. - Specialists of the company confirmed the high professional grade also this time and adequately coped with the tasks set for them, having provided timely and high-quality execution of works at each stage. Using Molniya service we as much as possible simplified processes of interaction with electronic payment systems for clients of Alfa-Bank and the partner websites, having given to users an opportunity of comfortable shopping in safer format and for read seconds".

Bills are made out from the websites or applications of partners of bank among which such popular online platforms as ufs-online.ru, anywayanyday.com, kassir.ru, exist.ru, allsoft.ru, softkey.ru, alfastrah.ru, kassa.rambler.ru, etc. Now payment using Molniya service is supported already by more than 50 thousand websites and the list of partners constantly extends. For commission of online purchase of goods or service to the user rather just to select Alfa-Bank from quality of a payment method and to enter the phone number to which the message about payment confirmation will come.

Development of Risk-menedzhmenta service, completion of the communication module (MIS) and service of assessment of the credit requests WSRM (web service Risk Management)

For the old and largest partner and the customer - Alfa-Bank the company executed projects on development of Risk-menedzhmenta service, completion of the communication module (MIS) and service of assessment of the credit requests WSRM (web service Risk Management) in 2016. In the communication module the components providing integration of the systems of bank in processes of sending notifications and solving problems of receiving events of communication were finished. During completion of a complex of systems for assessment of credit requests of the borrower individuals and adoption of the credit solution on requests (WSRM) engineers of "Cinimex" implemented integration with scoring of MTS, data acquisition from social networks based on Double Data through credit bureau and executed completion of integration with processing systems of credit requests according to new requirements of Provision of the Bank of Russia of October 15, 2015 No. 499-P and the Federal Law "About Credit Stories" of 12/30/2004 N218-FZ.