The Kurgan bank implements the module of automation of work with the credits

In Joint-stock commercial investment bank "KURGAN" the Credit module of IBS Gefest is brought into operation, the press service of developer of a product reported on July 19, 2013.

Running in

The task of installation of the module "from scratch" is rolled in last projects and carried out without costs.

Implementation

Works are performed by specialists of AIKB KURGAN (JSC). Specialists of ProgramBank company in the course of implementation rendered consulting services.

Result

The application solution allows to configure automatic primary verification of the request (composition check and correctnesses of filling), to calculate the amounts of a credit/limit taking into account the insurance payments and the commissions included in a credit amount, to check compliance to requirements of credit institution the borrower and others, related persons (guarantors, sozayemshchik, etc.) of deviations from requirements to the borrower.

Employees of the bank were trained to procedures of maintaining agreements in the module "Credits". Maintaining agreements is based on clear split of such key concepts as Current and Event (money transfer from one current to another). Such transactions as issue and repayment of a loan, repayment of percent, prolongation, transfer to delay, submit to uniform logic that considerably facilitates service of agreements in a system.