Baykalbank started issue of the kobeydzhingovy cards "UnionPay-Zolotaya Korona"

Baykalbank in the summer of 2015 began to perform issue of the kobeydzhingovy cards "UnionPay-Zolotaya Korona". These cards are supported in the Russian infrastructure of participating banks of "Zolotaya Korona — the Bank Card" service and in UnionPay infrastructure in Russia and abroad. The first kobeydzhingovy cards emitted by Baykalbank based on a processing center Zolotaya Korona are already issued to clients of this credit institution.

Baykalbank is a participant of PS "Zolotaya Korona", the basic member of PS UnionPay and is certified on issue and acquiring of smart cards of data of payment systems. At the same time the bank uses outsourcing model of processing based on PTs "Zolotaya Korona". Cards are supported in the Russian infrastructure of "Zolotaya Korona — the Bank Card" service (15 thousand ATMs, points of cash disbursement and devices of self-service) and also in all network UnionPay in the Russian Federation and abroad.

"UnionPay – Zolotaya Korona" in addition to the transactions certified in UnionPay payment system in network of acquirers of bank cards Zolotaya Korona are available to card owners the transactions implemented for "classical" cards Zolotaya Korona: transfers of card2card, cash2card, account2card, payment of services of service providers, implementation of utility payments, cash deposit to a customer account, repayment of the credits, etc.

When implementing the project with Baykalbank specialists of the Center of Financial Technologies performed support of issue and acquiring to-beydzhingovykh cards in the "CFT — Retail Bank (based on Oracle)" system. Also today PTs "Zolotaya Korona" supports integration interaction with widespread solutions in the ABS market that takes a detour of potential clients of a processing center the widest. Besides, technology works on integration of PTs "Zolotaya Korona" with the leading independent bureaus of personalisation of bank cards and large participants of the market of Internet commerce are carried out.

Since 2012 based on a processing center Zolotaya Korona is implemented the affiliate program allowing any its participant to support cards of an international payment system UnionPay. Participants of this program are already more than 30 credit institutions today.