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Project

Gazprombank strengthened decision making system

Customers: Gazprombank (GPB)

Moscow; Financial Services, Investments and Auditing

Product: 4Score

Project date: 2018/05  - 2018/11

2018

On November 21, 2018 company BKI "Equifax" reported that Gazprombank brought scoring model 4Score into operation.

Gazprombank
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"For November, 2018 we are faced by the purpose of an exit to "market" segments of clients regarding providing credit products. Reliable tools of risks assessment are for this purpose necessary. One of such tools is the integral scoring model based on a large number of internal and external data sources. Scoring model 4Score from BKI "Equifax" showed the efficiency and was included in integrated scoring assessment. Start of operation of scoring model 4Score was preceded by a careful analytical research of a flow and comprehensive testing of model which for November, 2018 allowed to record a gain of coefficient of GINI to the current indicators of all internal scoring models at the level of 3.8 items that is good result. In scoring model features of credit products are considered and in terms of individual quality and the added advantage one of four models was selected".

Natalya Revina, executive vice president Gazprombank
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For November, 2018 in an environment of retail bank lending in Russia which is characterized by prompt growth rates of volumes and expressed by the competition for the client between market participants, a cornerstone is information. The more qualitatively, the flow of requests is quicker and more deeply segmented and analyzed, the higher to attract chance in ranks of clients of the reliable and loyal borrower. We constantly work on providing to the market tools for improvement of processes of risks assessment and decision making. We are glad to cooperation with Gazprombank and are sure that the scoring model 4Score developed by a command BKI "Equifax" will fully help to perform the drawn-up plans.

Oleg Lagutkin, CEO of BKI "Equifax"
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