MR Group accelerated the registration of transactions in the residential complex "Seliger City" up to 5 days

2021

Faster registration of transactions in Seliger City LCD up to 5 days

The developer of MR Group reduced the time for digital registration of transactions in the residential complex "Seliger City" to 5 days. Transactions on the project are carried out through SmartDeal, a platform for electronic interaction with Rosreestr. This was announced on August 3, 2021 in the company "Practice of Success"

Seliger City was one of the first MR Group projects where all customers are provided with a full range of digital registration services: this accelerates legal procedures and allows you to buy an apartment completely remotely if you want. Since the beginning of cooperation with the platform in the residential complex "Seliger City" thus carried out almost 1,200 transactions. The speed of registration of transactions increased by 2 times.

With the help of a digital service, customers issue registration documents, mortgage transactions with the participation of banks, extracts from equity agreements. The platform SmartDeal draws up an enhanced qualified electronic signature (UKEP), which allows the client to conduct all procedures with the purchase of real estate remotely.

"In the market, many companies declare the transition to digital services, but we are not just talking about it - we have real experience and cases of switching to digital registration. Thanks to such services as a transaction configurator, automatic payment of state duties, correction of errors in data and others, the deadline for passing and checking documents is reduced to a matter of minutes, and the registration of the transaction in Rosreestr itself is reduced to 5 days, "said Alexey Godovanets, developer-managing partner of MR Group.

"We are glad that there are residential complexes where the full sales cycle is carried out online. This means that the quality of registration of the transaction becomes a mandatory indicator of the quality of service and offer from the developer as a whole. These are really indicators of the same order - a green courtyard, a safe area and the ability to buy housing without traveling to the MFC, banks, and a long paperwork procedure. For us, the MR Group decision, which introduces the platform at other facilities, is a sign of the growing confidence of large developers in the reliability of SmartDeal, "said Alexei Makarov, founder and CEO of SmartDeal.

Conducting a remote mortgage transaction

Raiffeisen Bank and MR Group conducted the first remote transaction with electronic mortgage registration and remote opening of a letter of credit on the SmartDeal platform. This was announced on May 19, 2021 by the developer of the platform Success Practice. This allowed the client to get a mortgage loan for an apartment without a visit to the bank: all the necessary documents were signed with an enhanced qualified electronic signature. The deal took about an hour. The client purchased an apartment in the Paveletskaya City residential complex, which is sold jointly by the development companies MR Group and Level Group.

We are constantly working to radically simplify the process of obtaining mortgages, and solving the apartment issue was quick and convenient, "says Andrei Spivakov, managing director for credit retail products at Raiffeisen Bank. - In 2020, we conducted a study that showed that every fourth borrower is ready to conduct a mortgage transaction online. And we are sure that every year the number of such customers will only grow, and getting a mortgage will be as simple as ordering a pizza.

Remote mortgage processing using an online letter of credit and an electronic signature is an option that is reliable and convenient for customers, "says Irina Dziuba, Deputy General Director of MR Group. - We are pleased that Raiffeisen Bank, our longtime and reliable partner, has joined the pool of large banks that have implemented this option. Remote mortgages are in great demand among our buyers - in the projects of the MR Group, about 15-17% of transactions are closed in 2021 under this scheme.

Competition for the client between banks continues to grow. Leading players in the financial market try to make the experience of customer interaction with the bank as comfortable as possible. We are glad that Raiffeisen Bank chose our product in order to make its services more convenient, "says Alexey Makarov, founder and CEO of the SmartDeal. - Digitalization of real estate transactions is one of the most promising methods of improving the quality of service and, as a result, increasing customer loyalty. The execution of the mortgage transaction completely online suggests that Raiffeisen Bank has become even closer to its customers.

As of May 2021, in Raiffeisen Bank, you can fully online get a mortgage for the purchase of housing from 19 developers. Their number will increase. In the near future, Raiffeisen Bank plans to conduct transactions with electronic registration and in the secondary real estate market. An employee of the bank will initiate the issuance of an enhanced qualified electronic signature (UCEP) in the certification center (SC).