Visa Qiwi Wallet

Visa QIWI Wallet is the e-wallet based on the Visa prepaid card. The purse is provided by the Qiwi group and gives the chance to use products and Visa services as in Russia, and abroad. The account of Visa QIWI Wallet can be linked to the virtual or plastic Visa prepaid card which opens a possibility of making payments worldwide in the trade enterprises accepting for payment Visa. Clients can fill up the pre-paid account of Visa QIWI Wallet through different channels and sources of means.

Clients of Visa QIWI Wallet can pay quickly and conveniently services of more than 25,000 enterprises. In addition to mobile versions on Android and iOS it is presented in the web interface, QIWI terminals, the smartwatch and smart TV. For the end of 2015 the number of active users exceeds 16 million Visa QIWI Wallet is integrated into thousands of Russian online stores and the international marketplaces that does it by the mass payment solution and one of drivers of development of e-commerce.

Number of users

For February, 2013 the number of active users of Visa QIWI Wallet exceeds 10 million.

History

2017: Updating of documentation of "open" API

August 10, 2017 The payment service of Qiwi updated documentation of "open" API Visa of Qiwi of the Purse which allows to automate obtaining information on schyota in the e-wallet and to perform operations with its help.

API Visa Qiwi of the Purse (2017)

The documentation version of "open" API Qiwi of the Purse simplifies the access pattern to accounts and process of receiving tokens. Now it is possible to get a token for access and a job with a purse in several clicks on https://qiwi.com/api. For the purpose of increase in safety of use of API at release of a token it is possible to configure different options of access rights – for example, only reading (the history of payments and balances) or an opportunity to make payments.

The functionality of API includes receiving a profile of a purse; payment of various providers, including payment of cellular communication together with determination of the operator by the phone number taking into account MNP; transfers to bank cards of payment systems Visa, MasterCard and MIR. Check of balance of a purse, the history of payments and transfers to other purses are also included into standard feature set of API Qiwi of the Purse.

Several user groups can work with "open" API Qiwi of the Purse: as the professional and experienced application developers, web services and also scripts for automation of work with purses knowing several programming languages and tools for web development, the beginning developers experiencing difficulties with understanding of financial API and the enthusiasts, students who are carrying away application development and testing of technologies.

"The Qiwi opens for external developers access to automation of work with the purse with such wide functionality. Our purpose – to show that it is simple, convenient and safe to work with Qiwi. Within "open" API the portal for https://developer.qiwi.com developers which we will regularly fill with interesting cases of use of API develops. Begin to work with API it is possible already now as in the nearest future we will stage a contest for external developers". Alexey Dityatyev, development director of Visa of Qiwi of the Purse

"Qiwi of one of the first in the market saw potential and designated by one of focuses of the activity transformation into the open platform. It means providing to third-party developers and projects of simple access to payment infrastructure of Qiwi and to data in a format of use of tools of external API. In general, this concept hereinafter is referred to as Open Banking, and its purpose – quality improvement of customer service, quick start of the innovative solutions and implementation of technologies". Maxim Avdeev, the Open Banking project manager in Qiwi

2016

Authorization on a fingerprint appeared in Visa QIWI Wallet for Android

Function of recognition of a fingerprint is added to mobile application of the e-wallet of Visa QIWI Wallet for Android. Now users of smartphones on this operating system can become authorized in the e-wallet contact of a finger.

To activate a new feature, it is necessary to download the last update of Visa QIWI Wallet in Google Play Market. The offer to include authorization on a fingerprint will appear at the first start updated Visa QIWI Wallet. The smartphone should have the built-in scanner of a fingerprint and support OS Android 6.0 or above.

Along with the additional instrument of authorization in upgraded version of Visa QIWI Wallet for Android there was an opportunity to repeatedly make transactions from "The history of payments" in one click.

By Visa QIWI Wallet it is integrated into a personal account and mobile application of Arrow

Except available services of replenishment of the Arrow card in a personal account on the website http://strelkacard.ru and in mobile application, it is possible to deposit money on Arrow also using the e-wallet of Visa QIWI Wallet now.

For replenishment of the Arrow card it is enough to user to come into a personal account or mobile application of Shooter, to select service of replenishment of card balance, to specify the amount and a method of replenishment – using QIWI. Then to enter the phone number to which it is tied by Visa QIWI Wallet, and the password from a purse on the payment page of the website http://qiwi.ru or mobile application. To the user the SMS message will come with the code for payment confirmation. After that the necessary amount will be written off from a purse of Visa QIWI Wallet. The balance of Arrow will be refilled instantly and without the commission.

To use new service, it is necessary to be registered in a personal account or mobile application of Arrow, having undergone authorization and having linked the card to online services.

It is possible to purchase the uniform Arrow transport card in cash desks and vehicles SUE MO Mostransavto, in suburban railway cash desks, Euroset and Svyaznoy cellular shops, departments of Russian Post of the Moscow region and MFC of city districts Dolgoprudny and Ozera, Leninsky municipal district of the Moscow region. The cost of the map of 200 rubles, 120 of which on balance, 80 rubles – the mortgage cost of the map are enlisted at once. It is possible to purchase the Arrow card with the application Three in 17 cash desks SUE MO Mostransavto and 5 suburban railway stations.

2013: Payments to banks in real time

Since February 7, 2013 at repayment of consumer loans, replenishment of bank cards and accounts via Visa QIWI Wallet, payments for benefit of most banks will be listed in real time.

Processing speed of payments is provided thanks to application in calculations of the "Bank Due Electronic Payments" system (BESP) of the Bank of Russia which participant is QIWI BANK (closed joint stock company).

Due payments are available to residents of Russia in the working days from 9 a.m. till 8:30 p.m. Moscow time. The operation commission makes 2%, but not less than 75 rubles.

Use of the BESP system is a competitive advantage since payments take place in real time in any time zones across all Russia.

Thus, users had an opportunity to repay consumer loans, to fill up bank accounts or cards in only several minutes to most the banks provided on the website Visa QIWI Wallet.

For this purpose in case of a possibility of commission of such payment it is necessary to select its type - Urgent and also a transaction type: account replenishment, cards or loan repayment and to specify the amount.

"Implementation of the present possibility allowed to reduce considerably terms of transfer and transfer of payments. Thanks to the BESP system a number of banks enlists payments in real time already now, thus, having significantly brought closer them to the "instant payment" type. Loan repayment is one of the major regular payments, and to clients it is important that such payments were enlisted quickly. In turn, it is important to us to give them such opportunity. The QIWI provides the users with the most convenient and available payment service. We are sure that our users will appreciate a new opportunity to fill up the accounts, bank cards and in time to repay credit debts", - Olga Kulachok, the senior Vice president comments on QIWI BANK (closed joint stock company).

Participants of the BESP system are organizations of the Bank of Russia, credit institutions (branches), other clients of the Bank of Russia.

Time of money transfer on the BESP system is of 10 minutes - money arrives into the account of the receiver actually in real time (depending on internal regulations of participating banks of a system).