| Developers: | Conscience |
| Date of the premiere of the system: | 2016 |
| Last Release Date: | 2018/10/19 |
| Branches: | Financial services, investments and audit |
2018: Start of the platform Multibank
On August 19, 2018 the financial technical-startup announced Conscience start of the platform Multibank — the complete solution for banks based on the card of interest-free payment by installments. The Conscience project for October, 2018 has a wide partner network from more than 50 thousand online and the offline stores located in 2350 localities of the country.
Within the multibank platform partner banks will receive the next product in the line, the next clients on the balance and also constructed and effectively functioning business processes and IT infrastructure of the project of interest-free payment by installments. In turn, Conscience becomes the operator of the multibank platform, is responsible for a brand, infrastructure of a product and attracts clients.
The multibank platform represents model on which all clients receive the same high-quality product and service, and his "provider" — the Conscience project — in fact becomes the technology partner for participating banks. At the same time users will have an additional free opportunity to be serviced at offices of partner bank.
Ak Bars Bank already became the participant of the platform Multibank. Signing of the official agreement about cooperation took place. Within the first year of implementation of a partner product of Ak Bars Bank is going to provide the loan portfolio in the amount of more than 3.5 billion rubles.
 | Transformation of "Conscience' to the multibank platform — a milestone event in development of the project. Proposing banks the complete solution, "Conscience' becomes the platform for all banking market and the operator of the interest-free card of payment by installments. Our task is in that within the project, irrespective of partner bank, clients of "Conscience' received a convenient product and guaranteed high quality of service. Oleg Ryazhenov-Sims, founder of the Conscience project
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| | Participation in Multibank will allow partners to distribute internal resources effectively. Banks will be able to cut down expenses on development of own similar services, and we — as much as possible to be focused on attraction and customer service. Dmitry Sokolov, commercial director of the Conscience project
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2016
The Conscience project was created by QIWI in 2016.
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