The Visa cards of Sea bank support the protocol of security of EMV 3-D Secure

2020: Support of standard 3-D Secure

All cards Visa issued Sea bank support the last protocol of security now EMV 3-D Secure. Bank became the Russian credit the organization whose issue portfolio of Visa is protected by this protocol. Technology support is provided by a processing center "KartStandart". On February 17, 2020 the company reported about it CFT.

The EMV 3-D Secure protocol provides the additional security level at implementation of payment transactions on the Internet and allows card issuer to approve payment transactions without input of the one-time password.

Besides, the protocol provides [[interaction of the seller with the user on several channels of payment, including payment in the browser of the mobile phone, payments in applications and through a digital purse.

Substantial increase of quality of client experience happens due to client authentication on the basis of risks. The technology allows to transfer more than 100 data members on each transaction to bank of the card holder: data on online store, the client, the client's device that allows quickly and with a high accuracy to confirm the user's personality.

According to the latest data, the e-commerce market in Russia in 2019 grew by 25% and exceeded 2 trillion rubles. On the volume of this market our country already enters in TOP-10 in the world, and on growth rates — in TOP-3. There are no doubts that this segment of retail will grow further. At the same time it is important that at online payments the balance between convenience and security remained. Use of the EMV 3-D Secure protocol allows to solve effectively this problem, speaks Maya Glotova, the director of PTs "KartStandart"

2019: Transition to processing of PTs "KartStandart"

The issue portfolio of SEA BANK numbering 11 thousand cards, PVN-terminals and ATM network is successfully transferred to processing of independent PTs "KartStandart".

On June 20, 2020 commands of a processing center KartStandart and SEA BANK successfully completed the project on migration of an issue portfolio of credit institution on service to the new operator of processing services.

"Change of the processor for SEA BANK was implemented in three planned stages that provided to migration process "seamlessness" and obscurity for users. Now on the agenda – systematic development of card business of our new partner. Already now in SEA BANK there is a preparation of the Apple Pay, Google Pay and Samsung Pay projects in Visa and MasterCard payment systems.", – Glotova Maya, the director of PTs "KartStandart noted.

"Transition to new processing is strategically important step for development of service for service of plastic cards of different payment systems and all infrastructure of Bank. We are sure that it will allow us to improve technical capabilities of service of cards and to offer clients new modern and safe services and products ​", – the Chairman of the board of SEA BANK (autonomous area) Antonina Gilts commented.