3-D Secure 2.0

Protocol 3-D of Secure 2.0 is the version of protocol 3DS of development of Visa of the next generation developed and belonging to EMVCo company.

2019: Description of 3-D Secure 2.0

According to information for July, 2019 3-D Secure are provided by the additional security level at transactions of e-commerce before authorization. This protocol allows to perform data exchange between the seller, card issuer and, if necessary, the consumer, for confirmation that transaction is initiated by the true account holder.

In comparison with 3-D Secure 1.0 version 2.0 is distinguished:

• adaptive payment process in browsers of mobile phones and also mobile applications;
• an opportunity to embed authentication process in applications (without transition to the browser);
• possibility of approval of transaction without manual entry of data;
• additional methods of authentication using biometrics and security tokens.

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